Company Analysis

Simmons First National Corporation (SFNC)

Nasdaq: SFNC · National Commercial Banks · Pine Bluff, AR · filing with the SEC since 1994
Grade4.0
◀ Past 5.1● Present 3.5▶ Future 2.7

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedFeb 25, 2026Feb 27, 2025Feb 27, 2024Feb 27, 2023Feb 25, 2022Feb 25, 2021Feb 27, 2020Feb 27, 2019Feb 28, 2018Feb 28, 2017
For lenders
Interest and dividend income1,243,8141,312,0651,210,161861,735671,061759,718783,123r676,829r395,004301,005
Interest and investment income165,452216,433206,918158,203111,69364,53363,376r53,460r40,11533,479
Interest expense on deposits and borrowings524,611683,600560,035144,419······
Net interest income719,203628,465650,126717,316591,532639,734601,753r548,694r354,930279,206
Provision for credit losses65,82446,78542,02814,074-32,70474,97343,24038,14826,39320,065
Net interest income after provision653,379581,680608,098703,242624,236564,761558,513r510,546r328,537259,141
Noninterest income-615,970147,171155,566170,066191,815239,769r197,879r147,754r138,765139,382
Noninterest expense565,063557,543563,061566,748483,589484,736r453,960r392,229312,379255,085
Interest expense··560,035144,41979,529119,984181,370128,13540,07421,799
Income tax expense-130,10118,61525,54650,14861,30664,89064,26550,35861,98346,624
Net income-397,553152,693175,057256,412271,156254,904238,167215,71392,94096,814
Preferred dividends··0047523390024
Net income to common shareholders-397,553152,693175,057256,412271,109254,852237,828215,71392,94096,790
Earnings per share, basic-2.961.221.392.072.472.322.422.341.341.58r
Earnings per share, diluted-2.951.211.382.062.462.312.412.321.331.56r
Weighted average shares, basic134,250125,489126,338123,958109,577109,86098,35192,26869,38561,291r
Weighted average shares, diluted134,731126,116126,776124,470110,198110,17398,79792,83069,85361,927r
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 2-for-1 split of Feb 2018.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton SFNC · research, not advice