Southern First Bancshares, Inc. (SFST)

Nasdaq: SFST · National Commercial Banks · Greenville, SC · filing with the SEC since 1999

Grade4.9

◀ Past 5.8● Present 3.8▶ Future 4.8

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 24, 2026	Mar 3, 2025	Mar 5, 2024	Feb 13, 2023	Mar 4, 2022	Mar 2, 2021	Mar 2, 2020	Feb 28, 2019	Feb 28, 2018	Mar 3, 2017
Revenue	6,282	5,560	4,036	4,198	11,376	19,785	9,923	5,544	5,152	6,837
For lenders
Interest and dividend income	211,481	201,212	177,598	117,662	93,167	94,818	92,652	76,657	61,209	51,191
Net interest income	104,951	81,222	77,654	97,621	87,732	79,810	67,269	60,152	50,876	42,999
Provision for credit losses	2,950	125	1,260	6,155	-12,400	29,600	2,300	1,900	2,000	2,300
Net interest income after provision	102,001	81,097	76,394	91,466	100,132	50,210	64,969	58,252	48,876	40,699
Noninterest income	13,138	12,141	9,860	9,580	17,101	27,353	14,983	10,201	9,337	10,846
Noninterest expense	75,534	73,326	68,827	62,933	56,430	53,744	44,473	39,763	34,552	31,176
Interest expense	·	·	99,944	20,041	5,435	15,008	25,383	16,505	10,333	8,192
Income before income taxes	39,605	19,912	17,427	38,113	60,803	23,819	35,479	28,690	23,661	20,369
Income tax expense	9,239	4,382	4,001	8,998	14,092	5,491	7,621	6,401	10,616	7,333
Net income	30,366	15,530	13,426	29,115	46,711	18,328	27,858	22,289	13,045	13,036
Net income to common shareholders	30,366	15,530	13,426	29,115	46,711	18,328	27,858	22,289	13,045	13,036
Earnings per share, basic	3.75	1.92	1.67	3.66	5.96	2.37	3.70	3.02	1.86	2.06
Earnings per share, diluted	3.72	1.91	1.66	3.61	5.85	2.34	3.58	2.88	1.76	1.94
Weighted average shares, basic	8,091,322	8,080,623	8,046,633	7,958,294	7,843,692	7,718,615	7,528,283	7,384,200	7,005,703	6,318,322
Weighted average shares, diluted	8,160,464	8,117,057	8,078,454	8,071,690	7,988,980	7,824,214	7,772,544	7,737,495	7,393,377	6,720,888

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton SFST · research, not advice