SLM Corporation (SLM)

From the record

SLM Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

SLM Corporation's 10 filed years say what it did: revenue went from $1.1 billion in fiscal 2016 to $2.6 billion in fiscal 2025, up 10.4% a year; it rose in 7 of 9 years; the deepest fall was 24% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, SLM Corporation's diluted share count shrank about 6.9% a year, and dividends and buybacks returned about 66% of its net income over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-11-03 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, SLM Corporation earned about 30 cents of profit for every dollar of shareholders' money. Leverage: it owed about 92 cents per dollar of assets, and net share issuance: its share count shrank 4.1% over the year (the filed statements).

From the record

SLM Corporation's standing among 11 graded names in its industry family: revenue of $2.6 billion in fiscal 2025 ranks in the top 41% by size; a net margin of 28.4% ranks in the top 23%; revenue growth of 8.9% a year over the last 3 filed years ranks in the top 32% (its annual reports).

From the record

SLM Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Witter, Jonathan W. (CEO, as filed), filing under that title since 2020-04-22, 6.6 years (top 41% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 5.6 years (bottom 41%); 13 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 5%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

SLM Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $4.2 billion against debt of $5.4 billion leaves -3.8% of its assets as net cash, top 41% of its family; cash from operations less capital spending is -15.2% of revenue (bottom 14%) (its annual report).

From the record

SLM Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 8.9% a year over the last three filed years against 10.4% over all 10, slowing (top 32% of its family); the newest year grew 0.3% (bottom 23%) (its annual reports). SLM Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

SLM Corporation's newest year against its own record: revenue of $2.6 billion in fiscal 2025 came in 11.6% below the $3.0 billion its prior three years' pace pointed to (bottom 14% of its family); net income of $745 million against a prior three-year average of $553 million (top 32%); a net margin of 28.4% against 22.9% before (top 23%) (its annual reports).