Southern Missouri Bancorp, Inc. (SMBC)

Nasdaq: SMBC · Savings Institutions, Not Federally Chartered · Poplar Bluff, MO · filing with the SEC since 1996

Grade6.2

◀ Past 6.4● Present 6.7▶ Future 5.0

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in June.

Income statement, by fiscal year, newest first
Fiscal year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020	Jun 30, 2019	Jun 30, 2018	Jun 30, 2017
Report filed	Sep 11, 2026	Sep 11, 2025	Sep 13, 2024	Sep 13, 2023	Sep 13, 2022	Sep 13, 2021	Sep 14, 2020	Sep 13, 2019	Sep 13, 2018	Sep 13, 2017
For lenders
Interest and dividend income	288,986	277,365	248,375	176,416	116,867	109,475	107,052	97,482	77,174	61,488
Interest expense on deposits and borrowings	116,137	122,749	108,892	49,671	13,300	·	·	·	·	·
Net interest income	172,849	154,616	139,483	126,745	103,567	92,686	80,136	72,782	62,383	51,122
Provision for credit losses	11,454	6,523	3,600	17,061	1,487	-602	6,002	2,032	3,047	2,340
Net interest income after provision	161,395	148,093	135,883	109,684	102,080	93,710	74,134	70,750	59,336	48,782
Noninterest income	27,797	27,984	24,844	26,204	21,203	20,042	14,750	13,093^r	12,369^r	11,084
Noninterest expense	102,088	102,083	97,617	86,425	63,379	54,047	54,452	47,892^r	42,973^r	38,252
Interest expense	·	·	·	49,671	13,300	16,789	26,916	24,700	14,791	10,366
Income before income taxes	87,104	73,994	63,110	49,463	59,904	·	·	·	·	·
Income tax expense	15,265	15,416	12,928	10,226	12,735	12,525	6,887	7,047	7,803^r	6,062^r
Net income including non-controlling interests	71,839	58,578	50,182	39,237	47,169	47,180	27,545	28,904	20,929	15,552
Net income	71,839	58,578	50,182	39,237	47,169	47,180	27,545	28,904	20,929	15,552
Net income to common shareholders	·	·	·	·	·	·	·	·	20,929	15,552
Earnings per share, basic	6.44	5.19	4.42	3.86	5.22	5.22	3.00	3.14	2.40	2.08
Earnings per share, diluted	6.43	5.18	4.42	3.85	5.21	5.22	2.99	3.14	2.39	2.07
Weighted average shares, basic	11,101,806	11,234,703	11,292,634	10,124,766	8,994,022	9,007,814	9,189,876	9,193,235	8,734,334	7,483,350
Weighted average shares, diluted	11,131,040	11,257,969	11,301,279	·	·	·	·	·	·	·

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton SMBC · research, not advice