Company Analysis

SMJ International Holdings Inc. (SMJF)

NYSE: SMJF · Wholesale-Lumber & Other Construction Materials · filing with the SEC since 2025
Grade5.3
◀ Past 6.9● Present 4.1▶ Future 5.9
2 est.

The grade of SMJ International Holdings Inc.

Nine metrics read from its own filings, by tense
Headline grade
5.3/10
◀ Past6.925% of the headline
● Present4.145% of the headline
▶ Future5.930% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.9/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.8/10

Has it survived what it has been through?

No warning events in its filings since 2025.

weight 45% of this tense · 78th percentile among 51 sector filers · read for itself

From the record

SMJ International Holdings Inc.'s filings since 2025 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.0/10

What has it actually done, year after year?

+2.5% a year over 3 filed years; profitable in 2 of 3.

weight 33% of this tense · 60th percentile among 50 sector filers · read for its customers

From the record

SMJ International Holdings Inc.'s 3 filed years say what it did: revenue went from SGD 17 million in fiscal 2024 to SGD 17 million in fiscal 2026, up 2.5% a year; it rose in 2 of 2 years; it never fell from a peak; net income was positive in 2 of 3 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span2.5%bottom 27% of its family
  • the share of years revenue rosetop 8% of its family
  • the share of filed years with a profitbottom 29% of its family
  • the deepest fall from a revenue peak0.0%top 8% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
6.4/10

How has it treated the people who own it?

Share count grew 1.7% a year. 100% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 22% of this tense · 64th percentile among 43 sector filers · read for its shareholders

From the record

Over the 2 fiscal years to 2026-03-31, SMJ International Holdings Inc.'s diluted share count grew about 1.7% a year, and dividends and buybacks returned about 100% of its net income over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 31% of its family
  • cash returned against operating cash flowtop 2% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.1/1045% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
3.8/10

Is it financially healthy right now?

ROE -5%: lost 5¢ per shareholder dollar. Leverage 37%: owes 37¢ per asset dollar.

weight 33% of this tense · 38th percentile among 50 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-03-31, SMJ International Holdings Inc. lost about 5 cents for every dollar of shareholders' money, and gross profitability: its products earned about 20 cents per dollar of everything the company owns. Leverage: it owed about 37 cents per dollar of assets, and net share issuance: its share count grew 3.5% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 28% of its family
  • return on equitybottom 24% of its family
  • gross profit against assetsbottom 32% of its family
  • the share count against the year beforebottom 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.9/10

How strong is its position in its industry?

bottom 39% of 51 in its family; net margin -5.3%.

weight 45% of this tense · 39th percentile among 51 sector filers · read for its customers

From the record

SMJ International Holdings Inc.'s standing among 51 graded names in its industry family: revenue of SGD 17 million in fiscal 2026 is not ranked by size, since the family reports in another currency; a net margin of -5.3% ranks in the bottom 25%; revenue growth of 2.5% a year over the last 2 filed years ranks in the top 46% (its annual reports).

What it rests on

  • net margin-5.3%bottom 25% of its family
  • three-year revenue growth2.5%top 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
4.7/10

What are the people in charge doing?

SI estimate 4.7/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 36 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-02-19 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 9 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 36 members with one.
What the record cannot read
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-02-19 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 9 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
family median, 36 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: SMJ International Holdings Inc.'s leadership is put at 4.7 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-02-19 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 9 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 36 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

5.9/1030% of the headline grade · 2 of 3 filed, 1 estimated

Room to expand

as filed
5.5/10

How much room does it have to grow?

top 45% of 49 in its family for room to expand.

weight 33% of this tense · 55th percentile among 49 sector filers · read for itself

From the record

SMJ International Holdings Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of SGD 1 million against no long-term debt tagged leaves 4.3% of its assets as net cash, top 23% of its family; cash from operations less capital spending is -19.9% of revenue (bottom 9%); a gross margin of 34.6% (top 21%) (its annual report).

What it rests on

  • cash less debt against assets4.3%top 23% of its family
  • cash from operations less capital spending against revenue-19.9%bottom 9% of its family
  • gross margin34.6%top 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
7.1/10

What could actually drive growth from here?

top 29% of 50 in its family for growth drivers.

weight 33% of this tense · 71st percentile among 50 sector filers · read for its customers

From the record

SMJ International Holdings Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 2.5% a year over the last three filed years against 2.5% over all 3, speeding up (top 28% of its family); the newest year grew 3.6% (bottom 47%); capital spending grew 85.8% a year (top 5%) (its annual reports). SMJ International Holdings Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+0.0 points a yeartop 28% of its family
  • the newest year's revenue growth3.6%bottom 47% of its family
  • three-year growth of capital spending85.8%top 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

SI estimate
5.2/10

Did its newest year beat what its own record pointed to?

SI estimate 5.2/10, confidence 20 of 100 (family median).

weight 33% of this tense · 50th percentile among 46 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 46 members with one.
What the record cannot read
The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change.
How it was reasoned
family median, 46 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: SMJ International Holdings Inc.'s expectations vs reality is put at 5.2 of 10 with a confidence of 20 of 100, because the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change, so the desk assumes the typical reading of its industry family, the median of 46 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton SMJF · research, not advice