Security National Financial Corporation (SNFCA)

Nasdaq: SNFCA · Finance Services · Salt Lake City, UT · filing with the SEC since 1995

Grade5.9

◀ Past 4.8● Present 7.2▶ Future 5.9

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 16, 2026	Mar 31, 2025	Mar 29, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 30, 2020	Mar 29, 2019	Apr 2, 2018	Mar 31, 2017
Revenue	344,587,538	334,522,668	318,497,490	389,652,328	470,695,542	481,463,322	283,060,930	279,618,727	276,926,090	304,334,901^r
For lenders
Provision for credit losses	·	·	·	·	·	16,506,030	·	·	·	1,700,000^r
Noninterest income	·	·	·	·	15,792,644	9,246,574	·	·	·	·
For insurers
Premiums earned	119,757,103	119,655,745	114,658,436	105,001,640	100,254,573	93,020,617	81,860,610	75,928,910	70,412,476	64,501,017
Net investment income	79,338,512	71,725,249	72,343,047	66,197,592	58,264,683	56,329,803	43,019,473	39,913,267	35,062,968	31,978,601^r
Benefits, claims and losses	100,817,674	100,613,091^r	4,612,346	4,688,470	3,970,839	3,801,230	·	·	·	·
Total benefits, losses and expenses	303,177,934	297,148,775^r	302,197,078	355,275,466	418,894,767	410,013,195	269,116,995	253,438,337	269,393,978	284,631,670^r
Cost of revenue	4,660,090	4,803,528	4,805,700	4,721,094	3,704,014	3,252,655	2,878,169	2,158,895	1,945,832	1,787,043
Interest expense	4,518,965	4,254,100	4,865,327	7,830,443	7,127,516	8,578,810	7,386,688	6,956,707	6,037,332	5,111,868
Interest and investment income	·	·	·	·	·	·	·	·	35,062,968	31,978,601^r
Income before income taxes	41,409,604	37,373,893^r	16,300,412	34,376,862	51,800,775	71,450,127	13,943,935	26,180,390	7,532,112	19,703,231^r
Income tax expense	9,257,274	8,254,728^r	1,805,354	8,686,560	12,281,785	15,853,514	3,050,416	4,494,311	-6,580,822	7,514,604^r
Net income including non-controlling interests	·	·	·	·	·	55,596,613	10,893,519	·	·	·
Net income	32,152,330	29,119,165^r	14,495,058	25,690,302	39,518,990	55,596,613	10,893,519	21,686,079	14,112,934	12,188,627^r
Earnings per share, basic	1.30	1.19^r	0.63^r	1.1048^rb	1.6961^rb	2.4274^rb	0.4854^rb	0.9955^rb	0.6582^rb	0.5806^rb
Earnings per share, diluted	1.26	1.16^r	0.61^r	1.0667^rb	1.6327^rb	2.3669^rb	0.4772^rb	0.979^rb	0.6425^rb	0.5731^rb
Weighted average shares, basic	24,727,498	24,492,597^r	23,189,418^r	23,296,780^rb	23,314,251^rb	22,908,223^rb	22,562,295^rb	21,840,292^rb	21,434,059^rb	20,925,149^rb
Weighted average shares, diluted	25,484,312	25,186,505^r	23,813,324^r	24,187,934^rb	24,210,491^rb	23,447,008^rb	22,717,328^rb	22,108,436^rb	21,854,314^rb	21,377,840^rb
Weighted average shares, basic and diluted	·	·	·	·	·	22,890,403^b	22,562,295^rb	21,840,292^rb	21,434,059^rb	20,925,149^rb

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanAndLeaseLosses
us-gaap:ProvisionForLoanLossesExpensed

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Premiums earned insurance premiums earned in the periodus-gaap:PremiumsEarnedNet

Net investment income what its investments earnedus-gaap:NetInvestmentIncome

Benefits, claims and losses what it paid or set aside for claimsus-gaap:PolicyholderBenefitsAndClaimsIncurredNet

Total benefits, losses and expenses claims and every other cost togetherus-gaap:BenefitsLossesAndExpenses

Cost of revenue what it cost to make or buy what it soldus-gaap:CostOfGoodsAndServicesSold

Interest expense what its borrowing costus-gaap:InterestExpense

Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeNet

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton SNFCA · research, not advice