Company Analysis

SR Bancorp, Inc. (SRBK)

Nasdaq: SRBK · Savings Institutions, Not Federally Chartered · Bound Brook, NJ · filing with the SEC since 2022
Grade4.5
◀ Past 4.7● Present 4.2▶ Future 4.7
3 est.

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in June.
Income statement, by fiscal year, newest first
Fiscal yearFY 2026FY 2025FY 2024FY 2023FY 2022
Period endingJun 30, 2026Jun 30, 2025Jun 30, 2024Jun 30, 2023Jun 30, 2022
Report filedSep 25, 2026Sep 29, 2025Oct 16, 2024Sep 28, 2023·
For lenders
Interest and dividend income49,58046,31540,86616,11913,432
Interest expense on deposits and borrowings18,34816,73411,4952,428·
Net interest income31,23229,58129,37113,69111,897
Provision for credit losses5751334,06600
Net interest income after provision30,65729,44825,30513,69111,897
Noninterest income2,2163,734·1,2651,351
Noninterest expense28,47327,05534,58313,15311,014
Interest expense···2,4281,535
Income before income taxes4,4006,127-11,7691,8032,234
Income tax expense1,047991-909250363
Net income including non-controlling interests·5,136-10,8601,5531,871
Net income3,3535,136-10,8601,5531,871
Earnings per share, basic0.450.61-1.59··
Earnings per share, diluted0.440.61-1.59··
Weighted average shares, basic7,492,3648,431,9426,833,6300·
Weighted average shares, diluted7,636,4398,444,3556,833,6300·
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating
us-gaap:InterestIncomeOperating
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses
Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome
Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense
Interest expense what its borrowing costus-gaap:InterestExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton SRBK · research, not advice