S&T Bancorp, Inc. (STBA)

From the record

S&T Bancorp, Inc.'s filings since 2017 show 2 warning events: an auditor change (8-K item 4.01, 2 times, the latest 2018-08-01) (its current reports).

From the record

S&T Bancorp, Inc.'s 10 filed years say what it did: revenue went from $228 million in fiscal 2016 to $516 million in fiscal 2025, up 9.5% a year; it rose in 7 of 9 years; the deepest fall was 10% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, S&T Bancorp, Inc.'s diluted share count shrank about 0.5% a year, and dividends and buybacks returned about 44% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 27 sales and 1 purchase of their own stock on the open market in the year to 2026-09-30, buying about $91 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, S&T Bancorp, Inc. earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 85 cents per dollar of assets, and net share issuance: its share count shrank 0.1% over the year (the filed statements).

From the record

S&T Bancorp, Inc.'s standing among 155 graded names in its industry family: revenue of $516 million in fiscal 2025 ranks in the top 35% by size; a net margin of 26% ranks in the top 27%; revenue growth of 14.9% a year over the last 3 filed years ranks in the bottom 33% (its annual reports).

From the record

S&T Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Mccomish, Christopher J. (Chief Executive Officer, as filed), filing under that title since 2021-08-25, 5.2 years (bottom 32% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 7.3 years (bottom 48%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 22%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

S&T Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $163 million against no long-term debt tagged leaves 1.7% of its assets as net cash, bottom 31% of its family; cash from operations less capital spending is 24.9% of revenue (top 44%) (its annual report).

From the record

S&T Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 14.9% a year over the last three filed years against 9.5% over all 10, speeding up (top 35% of its family); the newest year grew 0.1% (bottom 24%); capital spending grew 7.3% a year (top 46%) (its annual reports). S&T Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

S&T Bancorp, Inc.'s newest year against its own record: revenue of $516 million in fiscal 2025 came in 18.6% below the $635 million its prior three years' pace pointed to (bottom 36% of its family); net income of $134 million against a prior three-year average of $137 million (bottom 24%); a net margin of 26% against 31.8% before (bottom 28%) (its annual reports).