Company Analysis

Starwood Property Trust, Inc. (STWD)

NYSE: STWD · Real Estate Investment Trusts · Miami Beach, FL · filing with the SEC since 2009
Grade5.0
◀ Past 6.4● Present 5.5▶ Future 2.9

The grade of Starwood Property Trust, Inc.

Nine metrics read from its own filings, by tense
Headline grade
5.0/10
◀ Past6.425% of the headline
● Present5.545% of the headline
▶ Future2.930% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.4/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.0/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 70th percentile among 174 sector filers · read for itself

From the record

Starwood Property Trust, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.0/10

What has it actually done, year after year?

+10% a year over 10 filed years; profitable in 10 of 10.

weight 33% of this tense · 60th percentile among 156 sector filers · read for its customers

From the record

Starwood Property Trust, Inc.'s 10 filed years say what it did: revenue went from $785 million in fiscal 2016 to $1.8 billion in fiscal 2025, up 10% a year; it rose in 6 of 9 years; the deepest fall was 10% from fiscal 2023 to fiscal 2025; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span10.0%top 32% of its family
  • the share of years revenue rosebottom 34% of its family
  • the share of filed years with a profittop 20% of its family
  • the deepest fall from a revenue peak10.0%top 43% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
5.6/10

How has it treated the people who own it?

Share count grew 3.5% a year. 88% of cash flow returned. Insiders: 1 sales, 0 purchases.

weight 22% of this tense · 56th percentile among 156 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Starwood Property Trust, Inc.'s diluted share count grew about 3.5% a year, and dividends and buybacks returned about 88% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 0 purchases of their own stock on the open market in the year to 2026-11-04 (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 38% of its family
  • cash returned against operating cash flowtop 26% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.5/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
3.0/10

Is it financially healthy right now?

ROE 6%: 6¢ of profit per shareholder dollar. Leverage 89%: owes 89¢ per asset dollar.

weight 45% of this tense · 30th percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Starwood Property Trust, Inc. earned about 6 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count grew 9.2% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 11% of its family
  • return on equitytop 42% of its family
  • the share count against the year beforebottom 20% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
6.8/10

How strong is its position in its industry?

top 32% of 157 in its family; net margin 24%.

weight 33% of this tense · 68th percentile among 157 sector filers · read for its customers

From the record

Starwood Property Trust, Inc.'s standing among 157 graded names in its industry family: revenue of $1.8 billion in fiscal 2025 ranks in the top 21% by size; a net margin of 24% ranks in the top 36%; revenue growth of 8% a year over the last 3 filed years ranks in the top 39% (its annual reports).

What it rests on

  • revenue against the family$1.84Btop 21% of its family
  • net margin24.0%top 36% of its family
  • three-year revenue growth8.0%top 39% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
8.8/10

What are the people in charge doing?

top 12% of 160 in its family for leadership; chief executive since 2009.

weight 22% of this tense · 88th percentile among 160 sector filers · read for its shareholders

From the record

Starwood Property Trust, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Sternlicht, Barry S (CEO, Chairman of the Board, as filed), filing under that title since 2009-08-11, 17.3 years (top 11% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 14.7 years (top 8%); 2 officer or director changes were reported on Form 8-K since 2023-11-13, against the 12 people in charge now (top 18%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge2 in three years among 12 peopletop 18% of its family
  • the median years the people in charge have filed14.7 yearstop 8% of its family
  • the chief executive's years on the record17.3 yearstop 11% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

2.9/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
4.4/10

How much room does it have to grow?

bottom 44% of 146 in its family for room to expand.

weight 22% of this tense · 44th percentile among 146 sector filers · read for itself

From the record

Starwood Property Trust, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $499 million against no long-term debt tagged leaves 0.8% of its assets as net cash, top 28% of its family; cash from operations less capital spending is 5.4% of revenue (bottom 16%) (its annual report).

What it rests on

  • cash less debt against assets0.8%top 28% of its family
  • cash from operations less capital spending against revenue5.4%bottom 16% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.2/10

What could actually drive growth from here?

bottom 32% of 153 in its family for growth drivers.

weight 33% of this tense · 32nd percentile among 153 sector filers · read for its customers

From the record

Starwood Property Trust, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 8% a year over the last three filed years against 10% over all 10, slowing (bottom 45% of its family); the newest year grew -5.3% (bottom 19%) (its annual reports). Starwood Property Trust, Inc. reported 4 lines of business in fiscal 2025: Commercial and Residential Lending at $1.3 billion, Infrastructure Lending at $277 million, Investing and Servicing Segment Property Portfolio at $244 million, and 1 more. 3 of 4 grew in the latest filed year, and the largest line is 67% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span-2.0 points a yearbottom 45% of its family
  • the newest year's revenue growth-5.3%bottom 19% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
2.0/10

Did its newest year beat what its own record pointed to?

bottom 20% of 150 in its family for expectations against reality.

weight 45% of this tense · 20th percentile among 150 sector filers · read for its shareholders

From the record

Starwood Property Trust, Inc.'s newest year against its own record: revenue of $1.8 billion in fiscal 2025 came in 17.8% below the $2.2 billion its prior three years' pace pointed to (bottom 11% of its family); net income of $443 million against a prior three-year average of $619 million (bottom 30%); a net margin of 24% against 37.4% before (bottom 18%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-17.8%bottom 11% of its family
  • net income against the prior three years' average-28%bottom 30% of its family
  • net margin against its prior average-13.4 pointsbottom 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton STWD · research, not advice