Company Analysis

TAL Education Group (TAL)

NYSE: TAL · Services-Educational Services · Beijing, CN · filing with the SEC since 2010
Grade7.1
◀ Past 6.4● Present 7.5▶ Future 7.3
1 est.

The grade of TAL Education Group

Nine metrics read from its own filings, by tense
Headline grade
7.1/10
◀ Past6.430% of the headline
● Present7.540% of the headline
▶ Future7.330% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 8 read as filed from the record and 1 is an SI estimate, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

6.4/1030% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.3/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 33% of this tense · 73rd percentile among 42 sector filers · read for itself

From the record

TAL Education Group's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
4.8/10

What has it actually done, year after year?

+12.5% a year over 10 filed years; profitable in 5 of 10.

weight 45% of this tense · 48th percentile among 39 sector filers · read for its customers

From the record

TAL Education Group's 10 filed years say what it did: revenue went from $1.0 billion in fiscal 2017 to $3.0 billion in fiscal 2026, up 12.5% a year; it rose in 7 of 9 years; the deepest fall was 77% from fiscal 2021 to fiscal 2023; net income was positive in 5 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span12.5%top 40% of its family
  • the share of years revenue rosetop 40% of its family
  • the share of filed years with a profitbottom 45% of its family
  • the deepest fall from a revenue peak77.3%bottom 27% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
8.5/10

How has it treated the people who own it?

Share count shrank 3.2% a year. 68% of cash flow returned. Insiders: 2 sales, 0 purchases.

weight 22% of this tense · 85th percentile among 28 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2026-02-28, TAL Education Group's diluted share count shrank about 3.2% a year, and dividends and buybacks returned about 68% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 0 purchases of their own stock on the open market in the year to 2026-11-12 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 19% of its family
  • cash returned against operating cash flowtop 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

7.5/1040% of the headline grade · 2 of 3 filed, 1 estimated

Financial health

as filed
7.0/10

Is it financially healthy right now?

ROE 14%: 14¢ of profit per shareholder dollar. Leverage 36%: owes 36¢ per asset dollar.

weight 33% of this tense · 71st percentile among 42 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2026-02-28, TAL Education Group earned about 14 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 28 cents per dollar of everything the company owns. Leverage: it owed about 36 cents per dollar of assets, and net share issuance: its share count shrank 6.0% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 30% of its family
  • return on equitytop 36% of its family
  • gross profit against assetstop 46% of its family
  • the share count against the year beforetop 6% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
9.1/10

How strong is its position in its industry?

top 10% of 41 in its family; net margin 17.6%.

weight 45% of this tense · 90th percentile among 41 sector filers · read for its customers

From the record

TAL Education Group's standing among 41 graded names in its industry family: revenue of $3.0 billion in fiscal 2026 ranks in the top 9% by size; a net margin of 17.6% ranks in the top 13%; revenue growth of 43.4% a year over the last 3 filed years ranks in the top 6% (its annual reports).

What it rests on

  • revenue against the family$3.01Btop 9% of its family
  • net margin17.6%top 13% of its family
  • three-year revenue growth43.4%top 6% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

SI estimate
4.9/10

What are the people in charge doing?

SI estimate 4.9/10, confidence 20 of 100 (family median).

weight 22% of this tense · 50th percentile among 16 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 16 members with one.
What the record cannot read
It files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge.
How it was reasoned
family median, 16 readings behind it.
Confidence
20 of 100
What would change it
Its next annual report on file with the inputs replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: TAL Education Group's leadership is put at 4.9 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 16 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.

▶ Future

What are they set up to do next?

7.3/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
7.3/10

How much room does it have to grow?

top 27% of 41 in its family for room to expand.

weight 22% of this tense · 73rd percentile among 41 sector filers · read for itself

From the record

TAL Education Group's room to grow, from the newest filed statements (fiscal 2026): cash of $1.5 billion against no long-term debt tagged leaves 25.7% of its assets as net cash, top 30% of its family; cash from operations less capital spending is 16.9% of revenue (top 18%); a gross margin of 55.4% (top 34%) (its annual report).

What it rests on

  • cash less debt against assets25.7%top 30% of its family
  • cash from operations less capital spending against revenue16.9%top 18% of its family
  • gross margin55.4%top 34% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
7.6/10

What could actually drive growth from here?

top 24% of 39 in its family for growth drivers.

weight 45% of this tense · 76th percentile among 39 sector filers · read for its customers

From the record

TAL Education Group's growth drivers, from the filed years to fiscal 2026: revenue grew 43.4% a year over the last three filed years against 12.5% over all 10, speeding up (top 4% of its family); the newest year grew 33.7% (top 12%); capital spending grew -5.5% a year (bottom 43%) (its annual reports). TAL Education Group reported 2 product lines in fiscal 2026: Learning Services and Others at $1.9 billion (65%), Learning Content Solutions at $1.1 billion (35%); 2 of 2 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span+30.9 points a yeartop 4% of its family
  • the newest year's revenue growth33.7%top 12% of its family
  • three-year growth of capital spending-5.5%bottom 43% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
6.9/10

Did its newest year beat what its own record pointed to?

top 31% of 36 in its family for expectations against reality.

weight 33% of this tense · 69th percentile among 36 sector filers · read for its shareholders

From the record

TAL Education Group's newest year against its own record: revenue of $3.0 billion in fiscal 2026 came in 10% below the $3.3 billion its prior three years' pace pointed to (bottom 29% of its family); net income of $531 million against a prior three-year average of $18 million (top 1%); a net margin of 17.6% against -3.3% before (top 21%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-10.0%bottom 29% of its family
  • net income against the prior three years' averagefive times its prior average or moretop 1% of its family
  • net margin against its prior average+20.9 pointstop 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton TAL · research, not advice