All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2025-06-06.
From the record
TriCo Bancshares' filings since 2017 show 2 warning events: an auditor change (8-K item 4.01, 2 times, the latest 2025-06-06) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+11.7% a year over 10 filed years; profitable in 10 of 10.
From the record
TriCo Bancshares' 10 filed years say what it did: revenue went from $174 million in fiscal 2016 to $471 million in fiscal 2025, up 11.7% a year; it rose in 8 of 9 years; the deepest fall was 2% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 0.1% a year. 49% of cash flow returned. Insiders: 0 sales, 0 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, TriCo Bancshares' diluted share count grew about 0.1% a year, and dividends and buybacks returned about 49% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 9%: 9¢ of profit per shareholder dollar. Leverage 86%: owes 86¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, TriCo Bancshares earned about 9 cents of profit for every dollar of shareholders' money. Leverage: it owed about 86 cents per dollar of assets, and net share issuance: its share count shrank 1.1% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 49% of 155 in its family; net margin 25.8%.
From the record
TriCo Bancshares' standing among 155 graded names in its industry family: revenue of $471 million in fiscal 2025 ranks in the top 38% by size; a net margin of 25.8% ranks in the top 29%; revenue growth of 9.8% a year over the last 3 filed years ranks in the bottom 14% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 25% of 150 in its family for leadership; chief executive since 2012.
From the record
TriCo Bancshares' leadership, from its insiders' filings and its current reports: the chief executive on the record is Smith, Richard P (CEO & President, as filed), filing under that title since 2012-05-24, 14.5 years (top 16% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 8.3 years (top 36%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (top 22%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 47% of 142 in its family for room to expand.
From the record
TriCo Bancshares' room to grow, from the newest filed statements (fiscal 2025): cash of $157 million against no long-term debt tagged leaves 1.6% of its assets as net cash, bottom 30% of its family; cash from operations less capital spending is 27.2% of revenue (top 35%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 35% of 152 in its family for growth drivers.
From the record
TriCo Bancshares' growth drivers, from the filed years to fiscal 2025: revenue grew 9.8% a year over the last three filed years against 11.7% over all 10, slowing (bottom 17% of its family); the newest year grew 0.8% (bottom 25%); capital spending grew 14% a year (top 39%) (its annual reports). TriCo Bancshares tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 48% of 150 in its family for expectations against reality.
From the record
TriCo Bancshares' newest year against its own record: revenue of $471 million in fiscal 2025 came in 12% below the $535 million its prior three years' pace pointed to (top 38% of its family); net income of $122 million against a prior three-year average of $119 million (bottom 30%); a net margin of 25.8% against 28.9% before (top 50%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made