All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2017; the latest 2025-08-08.
From the record
Triumph Financial, Inc.'s filings since 2017 show 2 warning events: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2025-08-08) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+14.8% a year over 10 filed years; profitable in 10 of 10.
From the record
Triumph Financial, Inc.'s 10 filed years say what it did: revenue went from $124 million in fiscal 2016 to $430 million in fiscal 2025, up 14.8% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count shrank 1.6% a year. 52% of cash flow returned. Insiders: 8 sales, 2 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Triumph Financial, Inc.'s diluted share count shrank about 1.6% a year, and dividends and buybacks returned about 52% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 8 sales (3 under scheduled 10b5-1 plans) and 2 purchases of their own stock on the open market in the year to 2026-11-09, buying about $969 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 3%: 3¢ of profit per shareholder dollar. Leverage 85%: owes 85¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Triumph Financial, Inc. earned about 3 cents of profit for every dollar of shareholders' money. Leverage: it owed about 85 cents per dollar of assets, and net share issuance: its share count grew 0.3% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 22% of 155 in its family; net margin 5.9%.
From the record
Triumph Financial, Inc.'s standing among 155 graded names in its industry family: revenue of $430 million in fiscal 2025 ranks in the top 42% by size; a net margin of 5.9% ranks in the bottom 5%; revenue growth of 0.9% a year over the last 3 filed years ranks in the bottom 3% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 45% of 150 in its family for leadership; chief executive since 2014.
From the record
Triumph Financial, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Graft, Aaron P (President & CEO, as filed), filing under that title since 2014-11-06, 12 years (top 23% of its family); the 13 officers and directors filing in the last fifteen months have been on the record a median of 6.5 years (bottom 37%); 4 officer or director changes were reported on Form 8-K since 2023-11-13, against the 13 people in charge now (top 47%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 39% of 142 in its family for room to expand.
From the record
Triumph Financial, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $248 million against no long-term debt tagged leaves 3.9% of its assets as net cash, top 42% of its family; cash from operations less capital spending is 15.6% of revenue (bottom 20%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 25% of 152 in its family for growth drivers.
From the record
Triumph Financial, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 0.9% a year over the last three filed years against 14.8% over all 10, slowing (bottom 1% of its family); the newest year grew 1.9% (bottom 32%); capital spending grew -0.1% a year (bottom 43%) (its annual reports). Triumph Financial, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 38% of 150 in its family for expectations against reality.
From the record
Triumph Financial, Inc.'s newest year against its own record: revenue of $430 million in fiscal 2025 came in 1.5% above the $424 million its prior three years' pace pointed to (top 13% of its family); net income of $25 million against a prior three-year average of $53 million (bottom 6%); a net margin of 5.9% against 12.6% before (bottom 22%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made