TFS Financial Corporation (TFSL)

From the record

TFS Financial Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

TFS Financial Corporation's 10 filed years say what it did: revenue went from $388 million in fiscal 2016 to $763 million in fiscal 2025, up 7.8% a year; it rose in 7 of 9 years; the deepest fall was 19% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-09-30, TFS Financial Corporation's diluted share count grew about 0.1% a year, and dividends and buybacks returned about 72% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 25 sales and 5 purchases of their own stock on the open market in the year to 2026-09-30, buying about $616 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-09-30, TFS Financial Corporation earned about 5 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count grew 0.2% over the year (the filed statements).

From the record

TFS Financial Corporation's standing among 31 graded names in its industry family: revenue of $763 million in fiscal 2025 ranks in the top 11% by size; a net margin of 11.9% ranks in the bottom 34%; revenue growth of 23.1% a year over the last 3 filed years ranks in the top 11% (its annual reports).

From the record

TFS Financial Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Stefanski, Marc A (Chairman, President and CEO, as filed), filing under that title since 2007-02-12, 19.8 years (top 2% of its family); the 21 officers and directors filing in the last fifteen months have been on the record a median of 6.3 years (bottom 35%); 6 officer or director changes were reported on Form 8-K since 2023-11-13, against the 21 people in charge now (top 27%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

TFS Financial Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $429 million against no long-term debt tagged leaves 2.5% of its assets as net cash, bottom 38% of its family; cash from operations less capital spending is 9.3% of revenue (bottom 15%) (its annual report).

From the record

TFS Financial Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 23.1% a year over the last three filed years against 7.8% over all 10, speeding up (top 8% of its family); the newest year grew 4% (bottom 48%); capital spending grew 61.9% a year (top 9%) (its annual reports). TFS Financial Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

TFS Financial Corporation's newest year against its own record: revenue of $763 million in fiscal 2025 came in 22.3% below the $983 million its prior three years' pace pointed to (bottom 22% of its family); net income of $91 million against a prior three-year average of $76 million (bottom 43%); a net margin of 11.9% against 13.8% before (bottom 47%) (its annual reports).