First Financial Corporation (THFF)

From the record

First Financial Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

First Financial Corporation's 10 filed years say what it did: revenue went from $109 million in fiscal 2016 to $306 million in fiscal 2025, up 12.1% a year; it rose in 8 of 9 years; the deepest fall was 5% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, First Financial Corporation's diluted share count shrank about 1.0% a year, and dividends and buybacks returned about 31% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 3 purchases of their own stock on the open market in the year to 2026-10-23, buying about $14 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, First Financial Corporation earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count grew 0.3% over the year (the filed statements).

From the record

First Financial Corporation's standing among 155 graded names in its industry family: revenue of $306 million in fiscal 2025 ranks in the bottom 46% by size; a net margin of 25.9% ranks in the top 29%; revenue growth of 18.6% a year over the last 3 filed years ranks in the top 43% (its annual reports).

From the record

First Financial Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Lowery, Norman D (PRESIDENT & C.E.O., as filed), filing under that title since 2024-01-03, 2.9 years (bottom 18% of its family); the 6 officers and directors filing in the last fifteen months have been on the record a median of 5.4 years (bottom 23%); 9 officer or director changes were reported on Form 8-K since 2023-11-13, against the 6 people in charge now (bottom 1%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

First Financial Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $130 million against debt of $188 million leaves -1% of its assets as net cash, bottom 9% of its family; cash from operations less capital spending is 28.3% of revenue (top 30%) (its annual report).

From the record

First Financial Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 18.6% a year over the last three filed years against 12.1% over all 10, speeding up (top 29% of its family); the newest year grew 15.4% (top 12%); capital spending grew 40.8% a year (top 21%) (its annual reports). First Financial Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

First Financial Corporation's newest year against its own record: revenue of $306 million in fiscal 2025 came in 3.9% below the $318 million its prior three years' pace pointed to (top 17% of its family); net income of $79 million against a prior three-year average of $60 million (top 21%); a net margin of 25.9% against 27.7% before (top 34%) (its annual reports).