United Fire Group, Inc. (UFCS)

From the record

United Fire Group, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

United Fire Group, Inc.'s 10 filed years say what it did: revenue went from $996 million in fiscal 2016 to $1.4 billion in fiscal 2025, up 3.7% a year; it rose in 6 of 9 years; the deepest fall was 18% from fiscal 2019 to fiscal 2022; net income was positive in 8 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, United Fire Group, Inc.'s diluted share count grew about 0.4% a year, and dividends and buybacks returned about 6% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 4 sales and 2 purchases of their own stock on the open market in the year to 2026-11-09, buying about $441 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, United Fire Group, Inc. earned about 13 cents of profit for every dollar of shareholders' money. Leverage: it owed about 75 cents per dollar of assets, and net share issuance: its share count grew 0.6% over the year (the filed statements).

From the record

United Fire Group, Inc.'s standing among 60 graded names in its industry family: revenue of $1.4 billion in fiscal 2025 ranks in the bottom 46% by size; a net margin of 8.5% ranks in the bottom 26%; revenue growth of 12.2% a year over the last 3 filed years ranks in the top 47% (its annual reports).

From the record

United Fire Group, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Leidwinger, Kevin James (Director, CEO, as filed), filing under that title since 2022-08-26, 4.2 years (bottom 37% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 4.5 years (bottom 17%); 7 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 46%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

United Fire Group, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $156 million against no long-term debt tagged leaves 4.1% of its assets as net cash, top 36% of its family; cash from operations less capital spending is 19.5% of revenue (top 44%) (its annual report).

From the record

United Fire Group, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 12.2% a year over the last three filed years against 3.7% over all 10, speeding up (top 22% of its family); the newest year grew 10.6% (top 35%) (its annual reports). United Fire Group, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

United Fire Group, Inc.'s newest year against its own record: revenue of $1.4 billion in fiscal 2025 came in 2.2% below the $1.4 billion its prior three years' pace pointed to (top 33% of its family); net income of $118 million against a prior three-year average of $16 million (top 6%); a net margin of 8.5% against 1.3% before (top 31%) (its annual reports).