Company Analysis

UMH Properties, Inc. (UMH)

NYSE: UMH · Real Estate Investment Trusts · Freehold, NJ · filing with the SEC since 1995
Grade5.8
◀ Past 6.0● Present 5.0▶ Future 6.7

The grade of UMH Properties, Inc.

Nine metrics read from its own filings, by tense
Headline grade
5.8/10
◀ Past6.025% of the headline
● Present5.045% of the headline
▶ Future6.730% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

6.0/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.0/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 70th percentile among 174 sector filers · read for itself

From the record

UMH Properties, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
6.6/10

What has it actually done, year after year?

+11.4% a year over 10 filed years; profitable in 4 of 10.

weight 33% of this tense · 66th percentile among 156 sector filers · read for its customers

From the record

UMH Properties, Inc.'s 10 filed years say what it did: revenue went from $99 million in fiscal 2016 to $262 million in fiscal 2025, up 11.4% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 4 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span11.4%top 28% of its family
  • the share of years revenue rosetop 10% of its family
  • the share of filed years with a profitbottom 13% of its family
  • the deepest fall from a revenue peak0.0%top 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
3.0/10

How has it treated the people who own it?

Share count grew 15.2% a year. 65% of cash flow returned. Insiders: 0 sales, 20 purchases.

weight 22% of this tense · 30th percentile among 156 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, UMH Properties, Inc.'s diluted share count grew about 15.2% a year, and dividends and buybacks returned about 65% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 20 purchases of their own stock on the open market in the year to 2026-11-12, buying about $147 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearsbottom 13% of its family
  • cash returned against operating cash flowbottom 47% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.0/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
3.9/10

Is it financially healthy right now?

ROE 1%: 1¢ of profit per shareholder dollar. Leverage 47%: owes 47¢ per asset dollar.

weight 45% of this tense · 39th percentile among 171 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, UMH Properties, Inc. earned about 1 cents of profit for every dollar of shareholders' money. Leverage: it owed about 47 cents per dollar of assets, and net share issuance: its share count grew 13.1% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 25% of its family
  • return on equitybottom 31% of its family
  • the share count against the year beforebottom 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
4.4/10

How strong is its position in its industry?

bottom 44% of 157 in its family; net margin 2.3%.

weight 33% of this tense · 44th percentile among 157 sector filers · read for its customers

From the record

UMH Properties, Inc.'s standing among 157 graded names in its industry family: revenue of $262 million in fiscal 2025 ranks in the bottom 28% by size; a net margin of 2.3% ranks in the bottom 32%; revenue growth of 10.2% a year over the last 3 filed years ranks in the top 29% (its annual reports).

What it rests on

  • revenue against the family$262Mbottom 28% of its family
  • net margin2.3%bottom 32% of its family
  • three-year revenue growth10.2%top 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
8.3/10

What are the people in charge doing?

top 17% of 160 in its family for leadership; chief executive since 2011.

weight 22% of this tense · 83rd percentile among 160 sector filers · read for its shareholders

From the record

UMH Properties, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Landy, Samuel A (President and CEO, as filed), filing under that title since 2011-06-16, 15.4 years (top 17% of its family); the 16 officers and directors filing in the last fifteen months have been on the record a median of 12.1 years (top 12%); 3 officer or director changes were reported on Form 8-K since 2023-11-14, against the 16 people in charge now (top 22%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge3 in three years among 16 peopletop 22% of its family
  • the median years the people in charge have filed12.1 yearstop 12% of its family
  • the chief executive's years on the record15.4 yearstop 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

6.7/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
6.7/10

How much room does it have to grow?

top 33% of 146 in its family for room to expand.

weight 22% of this tense · 67th percentile among 146 sector filers · read for itself

From the record

UMH Properties, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $72 million against no long-term debt tagged leaves 4.2% of its assets as net cash, top 10% of its family; cash from operations less capital spending is 31.3% of revenue (bottom 44%) (its annual report).

What it rests on

  • cash less debt against assets4.2%top 10% of its family
  • cash from operations less capital spending against revenue31.3%bottom 44% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
6.0/10

What could actually drive growth from here?

top 39% of 153 in its family for growth drivers.

weight 33% of this tense · 61st percentile among 153 sector filers · read for its customers

From the record

UMH Properties, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 10.2% a year over the last three filed years against 11.4% over all 10, slowing (bottom 47% of its family); the newest year grew 8.8% (top 26%) (its annual reports). UMH Properties, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span-1.2 points a yearbottom 47% of its family
  • the newest year's revenue growth8.8%top 26% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
7.1/10

Did its newest year beat what its own record pointed to?

top 29% of 150 in its family for expectations against reality.

weight 45% of this tense · 71st percentile among 150 sector filers · read for its shareholders

From the record

UMH Properties, Inc.'s newest year against its own record: revenue of $262 million in fiscal 2025 came in 1.8% below the $267 million its prior three years' pace pointed to (top 47% of its family); net income of $6 million against a prior three-year average of $14 million (top 17%); a net margin of 2.3% against -7.1% before (top 22%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-1.8%top 47% of its family
  • net income against the prior three years' average+142%top 17% of its family
  • net margin against its prior average+9.4 pointstop 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton UMH · research, not advice