Unum Group (UNM)

From the record

Unum Group's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Unum Group's 10 filed years say what it did: revenue went from $11 billion in fiscal 2016 to $13 billion in fiscal 2025, up 1.9% a year; it rose in 7 of 9 years; the deepest fall was 9% from fiscal 2020 to fiscal 2022; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Unum Group's diluted share count shrank about 5.1% a year, and dividends and buybacks returned about 91% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 11 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Unum Group earned about 7 cents of profit for every dollar of shareholders' money. Leverage: it owed about 82 cents per dollar of assets, and net share issuance: its share count shrank 8.1% over the year (the filed statements).

From the record

Unum Group's standing among 11 graded names in its industry family: revenue of $13 billion in fiscal 2025 ranks in the top 32% by size; a net margin of 5.6% ranks in the bottom 32%; revenue growth of 2.9% a year over the last 3 filed years ranks in the top 50% (its annual reports).

From the record

Unum Group's leadership, from its insiders' filings and its current reports: the chief executive on the record is Mckenney, Richard P (President and CEO, as filed), filing under that title since 2016-02-23, 10.7 years (top 19% of its family); the 20 officers and directors filing in the last fifteen months have been on the record a median of 7.9 years (top 39%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 20 people in charge now (top 17%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Unum Group's room to grow, from the newest filed statements (fiscal 2025): cash of $158 million against debt of $3.8 billion leaves -5.7% of its assets as net cash, bottom 14% of its family; cash from operations less capital spending is 4.2% of revenue (bottom 5%) (its annual report).

From the record

Unum Group's growth drivers, from the filed years to fiscal 2025: revenue grew 2.9% a year over the last three filed years against 1.9% over all 10, speeding up (top 23% of its family); the newest year grew 1.5% (top 50%); capital spending grew 9% a year (top 44%) (its annual reports). Unum Group tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Unum Group's newest year against its own record: revenue of $13 billion in fiscal 2025 came in 2.2% below the $13 billion its prior three years' pace pointed to (top 50% of its family); net income of $739 million against a prior three-year average of $1.5 billion (bottom 5%); a net margin of 5.6% against 12% before (bottom 5%) (its annual reports).