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Usio, Inc. (USIO)

Nasdaq: USIO · Functions Related To Depository Banking, NEC · San Antonio, TX · filing with the SEC since 1999
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Grade3.9
◀ Past 5.7● Present 2.9▶ Future 2.5
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Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedMar 18, 2026Mar 26, 2025Mar 27, 2024Mar 8, 2023Mar 17, 2022Mar 30, 2021Mar 30, 2020Mar 27, 2019Mar 30, 2018Apr 6, 2017
Revenue85,393,62682,931,84084,066,245r69,428,28561,942,31632,251,82328,200,53525,024,12414,571,15812,076,358
For lenders
Net interest income····-4,314902r81,79076,551100,96497,322
Cost of revenue65,700,92763,317,39663,992,41754,835,06946,309,70624,875,93022,251,32519,454,61110,802,9328,293,354
Gross profit19,692,69919,614,44420,073,828r14,593,21615,632,6107,375,8935,949,2105,569,5133,768,226·
Selling, general and administrative18,362,18716,728,081········
Total operating expenses22,052,30421,084,78920,521,19219,807,64615,787,99111,132,76111,012,2069,344,0226,605,242r13,436,931
Operating income-2,359,605-1,470,345-447,364r-5,214,430-155,381-3,756,868-5,062,996-3,774,509-2,837,016-1,360,573
Interest expense52,08353,8025,2024,0514,314·····
Interest and investment income407,160464,746219,986r15,2377,64359,392····
Other income (expense), net···02790r-32,653-771,58399,277
Total non-operating income (expense)360,0772,148,629264,784r11,1863,608873,79449,13776,474102,547196,599
Income before income taxes-1,999,528678,284-182,580-5,203,244-151,773-2,883,074-5,013,859-3,698,035-2,734,469-1,163,974
Income tax expense512,811-2,627,213292,524280,000169,86123,109r101,88877,780274,31632,668
Net income-2,512,3393,305,497-475,104-5,483,244-321,634-2,906,183-5,115,747-3,775,815-3,008,785-1,196,642
Net income to common shareholders-2,512,3393,305,497-475,104-5,483,244-321,634-2,906,183-5,115,747···
Earnings per share, basic-0.090.12-0.02-0.2052b-0.0152b-0.1444b-0.2964b-0.2356b-0.2508b-0.114b
Earnings per share, diluted-0.090.12-0.02-0.2052b-0.0152b-0.1444b-0.2964b-0.2356b-0.2508b-0.114b
Weighted average shares, basic26,926,83826,852,12926,490,868r26,814,982b26,353,750b20,301,050b17,050,088b15,958,968b11,836,688b10,313,417b
Weighted average shares, diluted26,926,83826,852,12926,490,868r26,814,982b26,353,750b20,301,050b17,050,088b15,958,968b11,836,688b10,313,417b
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:Revenues
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Cost of revenue what it cost to make or buy what it soldus-gaap:CostOfGoodsAndServicesSold
us-gaap:CostOfServices
Gross profit revenue less the cost of what it soldus-gaap:GrossProfit
Selling, general and administrative the cost of selling and of running the companyus-gaap:SellingGeneralAndAdministrativeExpense
Total operating expenses the running costs togetherus-gaap:OperatingExpenses
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest expense what its borrowing costus-gaap:InterestExpenseNonoperating
us-gaap:InterestExpense
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest
Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense
Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton USIO · research, not advice