Univest Financial Corporation (UVSP)

Nasdaq: UVSP · State Commercial Banks · Souderton, PA · filing with the SEC since 1994

Grade6.5

◀ Past 7.1● Present 6.5▶ Future 5.6

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 23, 2026	Feb 24, 2025	Feb 26, 2024	Feb 24, 2023	Feb 25, 2022	Feb 26, 2021	Feb 28, 2020	Feb 28, 2019	Mar 1, 2018	Mar 3, 2017
Revenue	328,056	299,225	296,821	296,182	0	0	0	0	0	0
For lenders
Interest and dividend income	430,486	412,355	371,730	252,193	209,731	203,945	214,093	190,488	163,015	126,607
Interest expense on deposits and borrowings	190,291	201,185	151,733	33,896	·	·	·	·	·	·
Net interest income	240,195	211,170	219,997	218,297	188,383	174,361	169,232	158,062	143,176	114,225
Provision for credit losses	11,667	5,933	10,770	12,198	-10,132	40,794	8,511	20,310	9,892	4,821
Net interest income after provision	228,528	205,237	209,227	206,099	198,515	133,567	160,721^r	137,752	133,284	109,404
Noninterest income	87,861	88,055	76,824	77,885	83,224	78,328	65,422	60,173	59,240	55,963
Noninterest expense	203,039	197,992	197,362	186,774	167,409	154,998	146,090^r	137,239	130,713	141,981
Interest expense	·	·	151,733	33,896	21,348	29,584	44,861	32,426	19,839	12,382
Income before income taxes	113,350	95,300	88,689	97,210	114,330	56,897	80,053	60,686	61,811	23,386
Income tax expense	22,593	19,369	17,585	19,090	22,529	9,981	14,334	10,143	17,717	3,881
Net income to non-controlling interests	90,757	75,931	71,104	·	·	·	·	·	·	·
Net income	90,757	75,931	71,104	78,120	91,801	46,916	65,719	50,543	44,094	19,505
Earnings per share, basic	3.16	2.60	2.42	2.66	3.12	1.60	2.24	1.72	1.64	0.85
Earnings per share, diluted	3.13	2.58	2.41	2.64	3.11	1.60	2.24	1.72	1.64	0.84
Weighted average shares, basic	·	·	29,433	29,393	29,395	29,198	29,193	29,177	26,606	22,871
Weighted average shares, diluted	28,977	29,401	29,533	29,551	29,554	29,268	29,261	29,259	26,708	22,931

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton UVSP · research, not advice