UWM Holdings Corporation (UWMC)

From the record

UWM Holdings Corporation's filings since 2019 show 4 warning events of 3 kinds: a notice about its exchange listing (8-K item 3.01, 2 times, the latest 2025-12-29); a warning not to rely on past financial statements (8-K item 4.02, the latest 2021-05-13); an auditor change (8-K item 4.01, the latest 2021-01-22) (its current reports).

From the record

UWM Holdings Corporation's 7 filed years say what it did: revenue went from $1.3 billion in fiscal 2019 to $3.2 billion in fiscal 2025, up 16.3% a year; it rose in 3 of 6 years; the deepest fall was 56% from fiscal 2020 to fiscal 2023; net income was positive in 6 of 7 of those years (its annual reports).

From the record

Over the 4 fiscal years to 2025-12-31, UWM Holdings Corporation's diluted share count shrank about 0.1% a year, and dividends and buybacks returned about 31% of its net income over 3 years (its filed statements). Its officers and directors filed 118 sales (118 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-09 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, UWM Holdings Corporation earned about 15 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets (the filed statements).

From the record

UWM Holdings Corporation's standing among 19 graded names in its industry family: revenue of $3.2 billion in fiscal 2025 ranks in the top 9% by size; a net margin of 7.7% ranks in the bottom 34%; revenue growth of 10% a year over the last 3 filed years ranks in the top 50% (its annual reports).

From the record

UWM Holdings Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Mat, Ishbia (President and CEO, as filed), filing under that title since 2021-02-01, 5.8 years (top 46% of its family); the 7 officers and directors filing in the last fifteen months have been on the record a median of 5.8 years (bottom 38%); 2 officer or director changes were reported on Form 8-K since 2023-11-13, against the 7 people in charge now (top 22%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

UWM Holdings Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $503 million against debt of $3.0 billion leaves -14.6% of its assets as net cash, bottom 45% of its family; cash from operations less capital spending is -86.1% of revenue (bottom 24%) (its annual report).

From the record

UWM Holdings Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 10% a year over the last three filed years against 16.3% over all 7, slowing (bottom 24% of its family); the newest year grew 18.2% (bottom 45%); capital spending grew 40.6% a year (top 11%) (its annual reports). UWM Holdings Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

UWM Holdings Corporation's newest year against its own record: revenue of $3.2 billion in fiscal 2025 came in 11.3% above the $2.8 billion its prior three years' pace pointed to (top 32% of its family); net income of $244 million against a prior three-year average of $397 million (bottom 32%); a net margin of 7.7% against 16.1% before (bottom 26%) (its annual reports).