Company Analysis

VISA Inc. (V)

NYSE: V · Services-Business Services, NEC · San Francisco, CA · filing with the SEC since 2007
Grade6.8
◀ Past 6.4● Present 7.7▶ Future 6.3
1 est.
The companyfiscal 2026, as filed
Revenue$45.90B+14.8%
Net income$23.50B+17.2%
Earnings per sharen/a
Operating cash flow$23.73B+2.9%
Cash$12.94B-24.6%
Debt$19.36B-1.3%
Shareholders’ equity$36.11B-4.7%
Shares, dilutedn/a
Return on equity65.1%
The recordfrom its filings
Filings in 202694
Newest filingNov 12 · 4
Annual reportNov 5, 2026
Quarterly reportJul 29, 2026
Next report due10-Q by Feb 9
Insider sales, 12 months$117M
Insider buys, 12 months$0.00
Patents granted3,037
Filer categoryLarge accelerated filer
Trailing twelve months to Sep 2026Revenue $45.90BNet income $23.50BCash from operations $23.73Bthe four newest filed quarters added
Left: the newest annual report, with the change on the year before. Right: counted from the company's own filings with the SEC.
Revenue and net income by fiscal yearRevenueNet income
17181920212223242526
As filed, in USD. Nothing here is a forecast.

The company now

Visa reported on 27 October 2026 that net revenue for its fiscal year rose 15 percent to $45.9 billion, which it called the strongest growth in over 15 years outside the post-pandemic recovery and acquisitions 1. Net income was $23.5 billion, up 17 percent 1. In the fourth quarter alone, net revenue rose 13 percent to $12.1 billion 1.

The company credits more spending on Visa cards, more spending across borders and more transactions 1. For the year, payments volume rose 9 percent in constant dollars, cross-border volume 13 percent, and processed transactions 9 percent to 281.3 billion 1. Data processing revenue, the fees for carrying each payment, rose 17 percent to $23.4 billion, and other revenue, mostly services sold on top of the network, rose 40 percent to $5.7 billion 12.

The year carried $1.7 billion of provisions for merchant lawsuits over interchange, the fee a merchant's bank pays a cardholder's bank, and $563 million of severance 12. Bloomberg News reported in July that Visa planned to cut about 2,600 jobs, around 7 percent of staff, mostly in technology and product teams 15. The open questions are the pending $2.4 billion purchase of BioCatch, a fraud-detection firm, and the Justice Department's debit lawsuit 114.

As of Oct 28, 2026. Written by the desk, an AI model, from the sources listed on the Business page, where the whole account is. Nothing here is advice.

Newer filings are on file since this was written; an update is queued.

News

Nov 12, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 10, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 5, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 5, 2026 · SEC EDGAR · Form 10-K
Annual report
Open the filing on sec.gov
Nov 3, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
Nov 3, 2026 · SEC EDGAR · Form 4
Insider trade report
Open the filing on sec.gov
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SI Assistanton V · research, not advice