Virginia National Bankshares Corporation (VABK)

From the record

Virginia National Bankshares Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Virginia National Bankshares Corporation's 10 filed years say what it did: revenue went from $19 million in fiscal 2016 to $77 million in fiscal 2025, up 16.7% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Virginia National Bankshares Corporation's diluted share count grew about 0.4% a year, and dividends and buybacks returned about 1% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-10-30 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Virginia National Bankshares Corporation earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 89 cents per dollar of assets, and net share issuance: its share count grew 0.5% over the year (the filed statements).

From the record

Virginia National Bankshares Corporation's standing among 79 graded names in its industry family: revenue of $77 million in fiscal 2025 ranks in the bottom 10% by size; a net margin of 24.9% ranks in the top 30%; revenue growth of 10.8% a year over the last 3 filed years ranks in the bottom 15% (its annual reports).

From the record

Virginia National Bankshares Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Rust, Glenn W (President and CEO, as filed), filing under that title since 2014-08-26, 12.2 years (top 22% of its family); the 12 officers and directors filing in the last fifteen months have been on the record a median of 5.6 years (bottom 28%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 12 people in charge now (top 30%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Virginia National Bankshares Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 10.8% a year over the last three filed years against 16.7% over all 10, slowing (bottom 4% of its family); the newest year grew 1.7% (bottom 37%); capital spending grew 2.2% a year (bottom 33%) (its annual reports). Virginia National Bankshares Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Virginia National Bankshares Corporation's newest year against its own record: revenue of $77 million in fiscal 2025 came in 12.1% below the $88 million its prior three years' pace pointed to (top 34% of its family); net income of $19 million against a prior three-year average of $20 million (bottom 13%); a net margin of 24.9% against 30.4% before (bottom 19%) (its annual reports).