Wells Fargo & Co. (WFC)

From the record

Wells Fargo & Co.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Wells Fargo & Co.'s 10 filed years say what it did: revenue went from $54 billion in fiscal 2016 to $87 billion in fiscal 2025, up 5.6% a year; it rose in 6 of 9 years; the deepest fall was 40% from fiscal 2019 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Wells Fargo & Co.'s diluted share count shrank about 5.5% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales and 0 purchases of their own stock on the open market in the year to 2026-11-12 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Wells Fargo & Co. earned about 12 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 6.5% over the year (the filed statements).

From the record

Wells Fargo & Co.'s standing among 79 graded names in its industry family: revenue of $87 billion in fiscal 2025 ranks in the top 3% by size; a net margin of 24.4% ranks in the top 32%; revenue growth of 17.4% a year over the last 3 filed years ranks in the bottom 45% (its annual reports).

From the record

Wells Fargo & Co.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Scharf, Charles W (Chairman and CEO, as filed), filing under that title since 2019-10-23, 7.1 years (top 50% of its family); the 27 officers and directors filing in the last fifteen months have been on the record a median of 6.4 years (bottom 45%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 27 people in charge now (top 12%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Wells Fargo & Co.'s room to grow, from the newest filed statements (fiscal 2025): cash of $173 billion against debt of $175 billion leaves -0.1% of its assets as net cash, bottom 24% of its family; cash from operations less capital spending is -21.8% of revenue (bottom 6%) (its annual report).

From the record

Wells Fargo & Co.'s growth drivers, from the filed years to fiscal 2025: revenue grew 17.4% a year over the last three filed years against 5.6% over all 10, speeding up (top 15% of its family); the newest year grew -3.8% (bottom 8%) (its annual reports). Wells Fargo & Co. reported 3 lines of business in fiscal 2025: Consumer Banking and Lending at $37 billion, Wealth and Investment Management at $16 billion, Commercial Banking at $12 billion. 2 of 3 grew in the latest filed year, and the largest line is 57% of revenue (its annual report).

From the record

Wells Fargo & Co.'s newest year against its own record: revenue of $87 billion in fiscal 2025 came in 25.8% below the $118 billion its prior three years' pace pointed to (bottom 14% of its family); net income of $21 billion against a prior three-year average of $18 billion (top 49%); a net margin of 24.4% against 23.2% before (top 31%) (its annual reports).