Western New England Bancorp, Inc. (WNEB)

From the record

Western New England Bancorp, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

Western New England Bancorp, Inc.'s 10 filed years say what it did: revenue went from $49 million in fiscal 2016 to $119 million in fiscal 2025, up 10.4% a year; it rose in 8 of 9 years; the deepest fall was 4% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Western New England Bancorp, Inc.'s diluted share count shrank about 2.5% a year, and dividends and buybacks returned about 81% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 4 sales and 0 purchases of their own stock on the open market in the year to 2026-11-06 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Western New England Bancorp, Inc. earned about 6 cents of profit for every dollar of shareholders' money. Leverage: it owed about 91 cents per dollar of assets, and net share issuance: its share count shrank 3.3% over the year (the filed statements).

From the record

Western New England Bancorp, Inc.'s standing among 31 graded names in its industry family: revenue of $119 million in fiscal 2025 ranks in the top 44% by size; a net margin of 12.9% ranks in the bottom 40%; revenue growth of 11.3% a year over the last 3 filed years ranks in the bottom 34% (its annual reports).

From the record

Western New England Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Hagan, James C (President and CEO, as filed), filing under that title since 2009-02-18, 17.7 years (top 7% of its family); the 17 officers and directors filing in the last fifteen months have been on the record a median of 12.5 years (top 19%); 3 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (top 15%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Western New England Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $40 million against debt of $106 million leaves -2.4% of its assets as net cash, bottom 16% of its family; cash from operations less capital spending is 14.4% of revenue (bottom 35%) (its annual report).

From the record

Western New England Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 11.3% a year over the last three filed years against 10.4% over all 10, speeding up (bottom 38% of its family); the newest year grew 8% (top 28%); capital spending grew -2.1% a year (top 50%) (its annual reports). Western New England Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Western New England Bancorp, Inc.'s newest year against its own record: revenue of $119 million in fiscal 2025 came in 4.5% below the $124 million its prior three years' pace pointed to (top 16% of its family); net income of $15 million against a prior three-year average of $18 million (bottom 22%); a net margin of 12.9% against 18.5% before (bottom 22%) (its annual reports).