Company Analysis

W.R. Berkley Corporation (WRB)

NYSE: WRB · Fire, Marine & Casualty Insurance · Greenwich, CT · filing with the SEC since 1994
Grade6.5
◀ Past 7.3● Present 6.3▶ Future 5.5

The grade of W.R. Berkley Corporation

Nine metrics read from its own filings, by tense
Headline grade
6.5/10
◀ Past7.340% of the headline
● Present6.335% of the headline
▶ Future5.525% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

7.3/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.3/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 33% of this tense · 73rd percentile among 60 sector filers · read for itself

From the record

W.R. Berkley Corporation's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
7.9/10

What has it actually done, year after year?

+7.5% a year over 10 filed years; profitable in 10 of 10.

weight 22% of this tense · 79th percentile among 56 sector filers · read for its customers

From the record

W.R. Berkley Corporation's 10 filed years say what it did: revenue went from $7.7 billion in fiscal 2016 to $15 billion in fiscal 2025, up 7.5% a year; it rose in 9 of 9 years; it never fell from a peak; net income was positive in 10 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span7.5%top 42% of its family
  • the share of years revenue rosetop 12% of its family
  • the share of filed years with a profittop 17% of its family
  • the deepest fall from a revenue peak0.0%top 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
7.0/10

How has it treated the people who own it?

Share count shrank 1.6% a year. 28% of cash flow returned. Insiders: 0 sales, 0 purchases.

weight 45% of this tense · 70th percentile among 49 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, W.R. Berkley Corporation's diluted share count shrank about 1.6% a year, and dividends and buybacks returned about 28% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 0 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 24% of its family
  • cash returned against operating cash flowtop 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

6.3/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
5.5/10

Is it financially healthy right now?

ROE 18%: 18¢ of profit per shareholder dollar. Leverage 78%: owes 78¢ per asset dollar.

weight 45% of this tense · 55th percentile among 60 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, W.R. Berkley Corporation earned about 18 cents of profit for every dollar of shareholders' money. Leverage: it owed about 78 cents per dollar of assets, and net share issuance: its share count shrank 0.8% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetsbottom 34% of its family
  • return on equitytop 37% of its family
  • the share count against the year beforetop 33% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.8/10

How strong is its position in its industry?

top 42% of 60 in its family; net margin 12.1%.

weight 33% of this tense · 58th percentile among 60 sector filers · read for its customers

From the record

W.R. Berkley Corporation's standing among 60 graded names in its industry family: revenue of $15 billion in fiscal 2025 ranks in the top 22% by size; a net margin of 12.1% ranks in the top 49%; revenue growth of 9.6% a year over the last 3 filed years ranks in the bottom 44% (its annual reports).

What it rests on

  • revenue against the family$14.71Btop 22% of its family
  • net margin12.1%top 49% of its family
  • three-year revenue growth9.6%bottom 44% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
8.8/10

What are the people in charge doing?

top 12% of 47 in its family for leadership; chief executive since 2016.

weight 22% of this tense · 88th percentile among 47 sector filers · read for its shareholders

From the record

W.R. Berkley Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Berkley, William R Jr (Chairman, President and CEO, as filed), filing under that title since 2016-05-26, 10.5 years (top 29% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 14.5 years (top 3%); 1 officer or director change was reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 3%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge1 in three years among 15 peopletop 3% of its family
  • the median years the people in charge have filed14.5 yearstop 3% of its family
  • the chief executive's years on the record10.5 yearstop 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.5/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
7.5/10

How much room does it have to grow?

top 25% of 60 in its family for room to expand.

weight 33% of this tense · 75th percentile among 60 sector filers · read for itself

From the record

W.R. Berkley Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $2.5 billion against no long-term debt tagged leaves 5.8% of its assets as net cash, top 21% of its family; cash from operations less capital spending is 24.4% of revenue (top 29%) (its annual report).

What it rests on

  • cash less debt against assets5.8%top 21% of its family
  • cash from operations less capital spending against revenue24.4%top 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
5.5/10

What could actually drive growth from here?

top 45% of 56 in its family for growth drivers.

weight 33% of this tense · 55th percentile among 56 sector filers · read for its customers

From the record

W.R. Berkley Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 9.6% a year over the last three filed years against 7.5% over all 10, speeding up (bottom 40% of its family); the newest year grew 7.8% (top 44%); capital spending grew 6% a year (top 33%) (its annual reports). W.R. Berkley Corporation reported 2 lines of business in fiscal 2025: Insurance Domestic at $12 billion, Reinsurance and Monoline Excess at $1.8 billion. 2 of 2 grew in the latest filed year, and the largest line is 87% of revenue (its annual report).

What it rests on

  • three-year growth against the whole span+2.1 points a yearbottom 40% of its family
  • the newest year's revenue growth7.8%top 44% of its family
  • three-year growth of capital spending6.0%top 33% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
3.7/10

Did its newest year beat what its own record pointed to?

bottom 37% of 56 in its family for expectations against reality.

weight 33% of this tense · 37th percentile among 56 sector filers · read for its shareholders

From the record

W.R. Berkley Corporation's newest year against its own record: revenue of $15 billion in fiscal 2025 came in 2.4% below the $15 billion its prior three years' pace pointed to (top 37% of its family); net income of $1.8 billion against a prior three-year average of $1.5 billion (bottom 22%); a net margin of 12.1% against 12.2% before (bottom 24%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-2.4%top 37% of its family
  • net income against the prior three years' average+18%bottom 22% of its family
  • net margin against its prior average-0.1 pointsbottom 24% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton WRB · research, not advice