World Acceptance Corporation (WRLD)

Nasdaq: WRLD · Personal Credit Institutions · Greenville, SC · filing with the SEC since 1994

Grade4.3

◀ Past 5.3● Present 3.8▶ Future 3.6

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in March.

Income statement, by fiscal year, newest first
Fiscal year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020	Mar 31, 2019	Mar 31, 2018	Mar 31, 2017
Report filed	Jun 4, 2026	May 22, 2025	May 23, 2024	Jun 1, 2023	May 27, 2022	Jun 2, 2021	May 29, 2020	May 24, 2019	Jun 13, 2018	Jun 29, 2017
Revenue	585,166,700	564,171,036^r	572,810,448^r	616,545,364	585,186,753^r	527,990,406^r	590,029,015	544,542,925	502,668,332^r	490,821,420^r
For lenders
Provision for credit losses	188,602,351	169,215,395	156,973,220	259,463,199	186,207,341	86,244,714	181,730,182	148,426,578	117,620,140^r	119,095,712^r
Noninterest income	100,336,525	99,080,519^r	104,282,587^r	108,209,683	99,520,174^r	76,876,904^r	81,702,244	75,388,648	66,966,829^r	62,950,604^r
General and administrative	301,879,166	240,931,113	268,600,159	279,473,798	299,975,305^r	304,643,429^r	347,493,260	288,303,715	269,107,669^r	244,273,626^r
Total operating expenses	·	·	·	·	·	·	555,119,572	454,664,353	405,817,444^r	384,873,546^r
Total costs and expenses	539,924,185	452,856,088	473,805,666	589,399,591	519,607,434^r	416,586,979^r	555,119,572	454,664,353	·	·
Interest expense	49,442,668	42,709,580	48,232,287	50,462,594	33,424,788	25,698,836	25,896,130	17,934,060	19,089,635	21,504,208
Income before income taxes	45,242,515	111,314,948^r	99,004,782^r	27,145,773	65,579,319	111,403,427	34,909,443	73,897,515	49,093,080	105,947,874^r
Income tax expense	10,656,491	22,072,226^r	21,958,438^r	5,913,783	11,659,482	23,120,599	6,751,965	15,981,057	47,757,808^r	38,157,492^r
Income from continuing operations	·	·	·	·	53,919,837	88,282,828	28,157,478	73,897,515	·	·
Income from discontinued operations	·	·	·	·	·	0	0	-36,662,381	4,596,938	5,809,912
Net income	34,586,024	89,242,722^r	77,046,344^r	21,231,990	53,919,837	88,282,828	28,157,478	37,235,134	53,690,018	73,600,294
Earnings per share, basic	7.00	16.45^r	13.40^r	3.69	8.88	13.59	3.66	4.14	6.11	8.45
Earnings per share, diluted	6.88	16.21^r	13.14^r	3.60	8.47	13.23	3.54	4.05	5.99	8.38
Weighted average shares, basic	4,941,307	5,425,483	5,748,554	5,749,492	6,072,170	6,493,898	7,688,242	8,994,036	8,791,168	8,705,658
Weighted average shares, diluted	5,025,781	5,506,985	5,861,900	5,898,670	6,364,066	6,672,110	7,952,900	9,204,377	8,958,676	8,778,044

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:Revenues

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense

Total operating expenses the running costs togetherus-gaap:OperatingExpenses

Total costs and expenses every operating cost, the cost of revenue includedus-gaap:CostsAndExpenses

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperations

Income from discontinued operations profit or loss from businesses it sold or closedus-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton WRLD · research, not advice