Winchester Bancorp, Inc. (WSBK)
Nasdaq: WSBK · Savings Institutions, Not Federally Chartered · Winchester, MA · filing with the SEC since 2024
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2026 | FY 2025 | FY 2024 |
|---|---|---|---|
| Period ending | Jun 30, 2026 | Jun 30, 2025 | Jun 30, 2024 |
| Report filed | Sep 16, 2026 | Sep 17, 2025 | · |
| For lenders | |||
| Interest and dividend income | 50,380 | 42,713 | 34,863 |
| Interest expense on deposits and borrowings | 25,387 | 25,191 | 20,489 |
| Net interest income | 24,993 | 17,522 | 14,374 |
| Provision for credit losses | 789 | 2,066 | 514 |
| Net interest income after provision | 24,204 | 15,456 | 13,860 |
| Noninterest income | 1,268 | 1,792 | 1,779 |
| Noninterest expense | 19,752 | 18,778 | 14,885 |
| Income before income taxes | 5,720 | -1,530 | 754 |
| Income tax expense | 1,299 | -656 | -32 |
| Net income including non-controlling interests | 4,421 | -874 | 786 |
| Net income | 4,421 | -874 | 786 |
| Earnings per share, basic | 0.49 | -0.10r | · |
| Earnings per share, diluted | 0.49 | -0.10r | · |
| Weighted average shares, basic | 8,971,061 | 8,961,476r | · |
| Weighted average shares, diluted | 8,971,061 | 8,961,476r | · |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the change of share basis.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Interest and dividend income what its loans and securities earned
us-gaap:InterestAndDividendIncomeOperatingInterest expense on deposits and borrowings what it paid for the money it lends
us-gaap:InterestExpenseOperatingNet interest income interest earned less interest paid
us-gaap:InterestIncomeExpenseNetProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLossesNet interest income after provision interest income left after the provision
us-gaap:InterestIncomeExpenseAfterProvisionForLoanLossNoninterest income fees and other income that is not interest
us-gaap:NoninterestIncomeNoninterest expense salaries, buildings and the other costs of running the bank
us-gaap:NoninterestExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding