West Bancorporation (WTBA)

Nasdaq: WTBA · State Commercial Banks · West Des Moines, IA · filing with the SEC since 2002

Grade5.5

◀ Past 6.9● Present 4.7▶ Future 4.2

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts in thousands. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2107	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 26, 2026	Feb 20, 2025	Feb 22, 2024	Feb 23, 2023	Feb 24, 2022	Mar 1, 2021	Feb 27, 2020	Feb 28, 2019	Mar 1, 2018	Mar 1, 2017
For lenders
Interest and dividend income	192,225	190,066	160,305	123,349	107,280	100,233	98,675	84,793	73,034	64,994
Interest expense on deposits and borrowings	103,244	118,704	91,274	31,609	·	·	·	·	·	·
Net interest income	88,981	71,362	69,031	91,740	95,059	82,833	66,430	62,058	60,057	57,118
Provision for credit losses	0	1,000	700	-2,500	-1,500	12,000	600	-250	0	1,000
Net interest income after provision	88,981	70,362	68,331	94,240	96,559	70,833	65,830	62,308	60,057	56,118
Noninterest income	6,264	8,434	10,066	10,208	9,729	9,602	8,318	7,752	8,648	7,982
Noninterest expense	53,827	51,353	48,611	45,051	43,380	39,054	38,406	34,992	32,267	31,148
Interest expense	·	·	91,274	31,609	12,221	17,400	32,245	22,735	12,977	7,876
Income before income taxes	41,418	27,443	29,786	59,397	62,908	41,381	35,742	35,068	36,438	32,952
Income tax expense	8,858	3,393	5,649	12,998	13,301	8,669	7,052	6,560	13,368	9,936
Net income	32,560	24,050	24,137	46,399	49,607	32,712	28,690	28,508	23,070	23,016
Earnings per share, basic	1.92	1.43	1.44	2.79	3.00	1.99	1.75	1.75	1.42	1.43
Earnings per share, diluted	1.92	1.42	1.44	2.76	2.95	1.98	1.74	1.74	1.41	1.42
Weighted average shares, basic	16,915	16,806	16,704	16,620	16,534	16,447	16,359	16,275	16,194	16,117
Weighted average shares, diluted	17,002	16,895	16,750	16,798	16,789	16,515	16,480	16,400	16,335	16,171

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLeaseAndOtherLosses
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton WTBA · research, not advice