Company Analysis

Willis Towers Watson Public Limited Company (WTW)

Nasdaq: WTW · Insurance Agents, Brokers & Service · London England, GB · filing with the SEC since 2001
Grade5.7
◀ Past 5.1● Present 6.2▶ Future 5.5

The grade of Willis Towers Watson Public Limited Company

Nine metrics read from its own filings, by tense
Headline grade
5.7/10
◀ Past5.125% of the headline
● Present6.245% of the headline
▶ Future5.530% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

5.1/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
4.2/10

Has it survived what it has been through?

1 warning event since 2017; the latest 2017-03-03.

weight 45% of this tense · 42nd percentile among 30 sector filers · read for itself

From the record

Willis Towers Watson Public Limited Company's filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2017-03-03) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
3.5/10

What has it actually done, year after year?

+2.3% a year over 10 filed years; profitable in 9 of 10.

weight 33% of this tense · 35th percentile among 29 sector filers · read for its customers

From the record

Willis Towers Watson Public Limited Company's 10 filed years say what it did: revenue went from $7.9 billion in fiscal 2016 to $9.7 billion in fiscal 2025, up 2.3% a year; it rose in 6 of 9 years; the deepest fall was 2% from fiscal 2024 to fiscal 2025; net income was positive in 9 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span2.3%bottom 19% of its family
  • the share of years revenue rosebottom 21% of its family
  • the share of filed years with a profittop 46% of its family
  • the deepest fall from a revenue peak2.2%bottom 47% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
9.2/10

How has it treated the people who own it?

Share count shrank 4.0% a year. 100% of cash flow returned. Insiders: 2 sales, 4 purchases.

weight 22% of this tense · 92nd percentile among 20 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Willis Towers Watson Public Limited Company's diluted share count shrank about 4.0% a year, and dividends and buybacks returned about 100% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 2 sales and 4 purchases of their own stock on the open market in the year to 2026-10-22, buying about $2 million (their Form 4 filings).

What it rests on

  • the share count over the yearstop 6% of its family
  • cash returned against operating cash flowtop 10% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

6.2/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
6.9/10

Is it financially healthy right now?

ROE 20%: 20¢ of profit per shareholder dollar. Leverage 73%: owes 73¢ per asset dollar.

weight 33% of this tense · 69th percentile among 30 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Willis Towers Watson Public Limited Company earned about 20 cents of profit for every dollar of shareholders' money. Leverage: it owed about 73 cents per dollar of assets, and net share issuance: its share count shrank 2.9% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 48% of its family
  • return on equitytop 30% of its family
  • the share count against the year beforetop 15% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.9/10

How strong is its position in its industry?

top 41% of 30 in its family; net margin 16.5%.

weight 45% of this tense · 59th percentile among 30 sector filers · read for its customers

From the record

Willis Towers Watson Public Limited Company's standing among 30 graded names in its industry family: revenue of $9.7 billion in fiscal 2025 ranks in the top 19% by size; a net margin of 16.5% ranks in the top 25%; revenue growth of 3.1% a year over the last 3 filed years ranks in the bottom 22% (its annual reports).

What it rests on

  • revenue against the family$9.71Btop 19% of its family
  • net margin16.5%top 25% of its family
  • three-year revenue growth3.1%bottom 22% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
5.6/10

What are the people in charge doing?

top 44% of 21 in its family for leadership; chief executive since 2022.

weight 22% of this tense · 56th percentile among 21 sector filers · read for its shareholders

From the record

Willis Towers Watson Public Limited Company's leadership, from its insiders' filings and its current reports: the chief executive on the record is Hess, Carl Aaron (Chief Executive Officer, as filed), filing under that title since 2022-01-12, 4.8 years (top 47% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 4.9 years (bottom 29%); 2 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (top 15%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge2 in three years among 19 peopletop 15% of its family
  • the median years the people in charge have filed4.9 yearsbottom 29% of its family
  • the chief executive's years on the record4.8 yearstop 47% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.5/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
5.1/10

How much room does it have to grow?

top 49% of 29 in its family for room to expand.

weight 33% of this tense · 51st percentile among 29 sector filers · read for itself

From the record

Willis Towers Watson Public Limited Company's room to grow, from the newest filed statements (fiscal 2025): cash of $3.1 billion against debt of $5.8 billion leaves -8.9% of its assets as net cash, bottom 36% of its family; cash from operations less capital spending is 15.9% of revenue (top 35%) (its annual report).

What it rests on

  • cash less debt against assets-8.9%bottom 36% of its family
  • cash from operations less capital spending against revenue15.9%top 35% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
4.6/10

What could actually drive growth from here?

bottom 46% of 29 in its family for growth drivers.

weight 33% of this tense · 46th percentile among 29 sector filers · read for its customers

From the record

Willis Towers Watson Public Limited Company's growth drivers, from the filed years to fiscal 2025: revenue grew 3.1% a year over the last three filed years against 2.3% over all 10, speeding up (top 26% of its family); the newest year grew -2.2% (bottom 22%); capital spending grew -2.2% a year (bottom 41%) (its annual reports). Willis Towers Watson Public Limited Company reported 3 lines of business in fiscal 2025: Health Wealth and Career at $5.3 billion (55%), Risk and Broking at $4.3 billion (45%), Corporate at $34 million (0%); 2 of 3 grew against the year before (its annual report).

What it rests on

  • three-year growth against the whole span+0.7 points a yeartop 26% of its family
  • the newest year's revenue growth-2.2%bottom 22% of its family
  • three-year growth of capital spending-2.2%bottom 41% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
6.9/10

Did its newest year beat what its own record pointed to?

top 31% of 25 in its family for expectations against reality.

weight 33% of this tense · 69th percentile among 25 sector filers · read for its shareholders

From the record

Willis Towers Watson Public Limited Company's newest year against its own record: revenue of $9.7 billion in fiscal 2025 came in 7.6% below the $11 billion its prior three years' pace pointed to (bottom 34% of its family); net income of $1.6 billion against a prior three-year average of $655 million (top 14%); a net margin of 16.5% against 7.2% before (top 14%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-7.6%bottom 34% of its family
  • net income against the prior three years' average+145%top 14% of its family
  • net margin against its prior average+9.4 pointstop 14% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton WTW · research, not advice