Block, Inc. (XYZ)

From the record

Block, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2019-06-17) (its current reports).

From the record

Block, Inc.'s 10 filed years say what it did: revenue went from $1.7 billion in fiscal 2016 to $24 billion in fiscal 2025, up 34.2% a year; it rose in 8 of 9 years; the deepest fall was 1% from fiscal 2021 to fiscal 2022; net income was positive in 6 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Block, Inc.'s diluted share count grew about 2.5% a year, and dividends and buybacks returned about 83% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 151 sales (143 under scheduled 10b5-1 plans) and 0 purchases of their own stock on the open market in the year to 2026-11-12 (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Block, Inc. earned about 6 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 26 cents per dollar of everything the company owns. Leverage: it owed about 44 cents per dollar of assets, and net share issuance: its share count shrank 2.1% over the year (the filed statements).

From the record

Block, Inc.'s standing among 218 graded names in its industry family: revenue of $24 billion in fiscal 2025 ranks in the top 2% by size; a net margin of 5.4% ranks in the top 37%; revenue growth of 11.3% a year over the last 3 filed years ranks in the bottom 49% (its annual reports).

From the record

Block, Inc.'s leadership, from its insiders' filings and its current reports: no one files under a chief executive's title, so that part is not read; the 17 officers and directors filing in the last fifteen months have been on the record a median of 6.7 years (top 28%); 8 officer or director changes were reported on Form 8-K since 2023-11-13, against the 17 people in charge now (top 42%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Block, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $6.6 billion against no long-term debt tagged leaves 16.6% of its assets as net cash, top 41% of its family; cash from operations less capital spending is 10% of revenue (bottom 43%); a gross margin of 42.8% (bottom 19%); research spending of 12% of revenue (bottom 21%) (its annual report).

From the record

Block, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 11.3% a year over the last three filed years against 34.2% over all 10, slowing (bottom 14% of its family); the newest year grew 0.3% (bottom 18%); research spending grew 10.8% a year (top 38%); capital spending grew -3.2% a year (bottom 48%) (its annual reports). Block, Inc. reported 3 product lines in fiscal 2025: Commerce Enablement at $12 billion (48%), Bitcoin Ecosystem at $8.5 billion (35%), Financial Solutions at $4.2 billion (17%); 2 of 3 grew against the year before (its annual report).

From the record

Block, Inc.'s newest year against its own record: revenue of $24 billion in fiscal 2025 came in 14.5% below the $28 billion its prior three years' pace pointed to (bottom 10% of its family); net income of $1.3 billion against a prior three-year average of $789 million (top 37%); a net margin of 5.4% against 3% before (bottom 35%) (its annual reports).