Yuanbao Inc. (YB)
Nasdaq: YB · Insurance Agents, Brokers & Service · filing with the SEC since 2023
Income statement, as filed
In thousands of Chinese yuan (CNY), as filed; per-share figures in Chinese yuan; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 |
| Report filed | Apr 30, 2026 | · | · |
| Revenue | 4,373,153 | 3,284,525 | 2,045,152 |
| For lenders | |||
| Provision for credit losses | -1,003 | 3,887 | 827 |
| Cost of revenue | 167,458 | 166,331 | 137,962 |
| Research and development | 365,113 | 231,041 | 128,528 |
| Sales and marketing | 2,217,159 | 1,789,908 | 1,461,773 |
| General and administrative | 286,843 | 238,639 | 141,531 |
| Total costs and expenses | 3,036,573 | 2,425,919 | 1,869,794 |
| Other income (expense), net | 9,088 | 1,755 | 8,934 |
| Income before income taxes | 1,408,711 | 891,414 | 205,477 |
| Income tax expense | 101,171 | 25,568 | 291 |
| Income from continuing operations | 1,307,540 | 865,846 | 205,186 |
| Income from discontinued operations | · | · | -2,069 |
| Net income including non-controlling interests | 1,307,540 | 865,846 | 203,117 |
| Net income | 1,307,540 | 865,846 | 203,117 |
| Net income to common shareholders | 2,008,335 | 435,915 | -332,942 |
| Earnings per share, basic | 9.29 | 4.34 | -4.71 |
| Earnings per share, diluted | 4.57 | 3.19 | -4.71 |
| Weighted average shares, basic | 216,250,148 | 100,343,557 | 70,710,325 |
| Weighted average shares, diluted | 285,902,414 | 271,314,436 | 70,710,325 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it sold
us-gaap:RevenueFromContractWithCustomerExcludingAssessedTaxProvision for credit losses set aside for loans that may not be repaid
us-gaap:ProvisionForLoanLeaseAndOtherLossesCost of revenue what it cost to make or buy what it sold
us-gaap:CostOfGoodsAndServicesSoldResearch and development spent on inventing what it sells next
us-gaap:ResearchAndDevelopmentExpenseSales and marketing the cost of finding and serving customers
us-gaap:SellingAndMarketingExpenseGeneral and administrative the cost of running the company itself
us-gaap:GeneralAndAdministrativeExpenseTotal costs and expenses every operating cost, the cost of revenue included
us-gaap:OperatingCostsAndExpensesOther income (expense), net gains and costs outside the business
us-gaap:OtherNonoperatingIncomeExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitIncome from continuing operations profit from the businesses it keeps
us-gaap:IncomeLossFromContinuingOperationsIncome from discontinued operations profit or loss from businesses it sold or closed
us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxNet income including non-controlling interests the whole group's profit, minority holders' share included
us-gaap:ProfitLossNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossNet income to common shareholders what is left for common shareholders
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasicEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding