Company Analysis

York Water Company (YORW)

Nasdaq: YORW · Water Supply · York, PA · filing with the SEC since 1994
Grade5.2
◀ Past 7.0● Present 5.0▶ Future 3.9

The grade of York Water Company

Nine metrics read from its own filings, by tense
Headline grade
5.2/10
◀ Past7.025% of the headline
● Present5.045% of the headline
▶ Future3.930% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

7.0/1025% of the headline grade · 3 of 3 filed

Surviving crises

as filed
7.1/10

Has it survived what it has been through?

No warning events in its filings since 2017.

weight 45% of this tense · 71st percentile among 14 sector filers · read for itself

From the record

York Water Company's filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
5.4/10

What has it actually done, year after year?

+6% a year over 9 filed years; profitable in 9 of 9.

weight 22% of this tense · 54th percentile among 14 sector filers · read for its customers

From the record

York Water Company's 9 filed years say what it did: revenue went from $49 million in fiscal 2017 to $77 million in fiscal 2025, up 6% a year; it rose in 7 of 8 years; the deepest fall was 0% from fiscal 2017 to fiscal 2018; net income was positive in 9 of 9 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span6.0%bottom 32% of its family
  • the share of years revenue rosetop 46% of its family
  • the share of filed years with a profittop 39% of its family
  • the deepest fall from a revenue peak0.3%top 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
7.8/10

How has it treated the people who own it?

Share count grew 1.1% a year. 39% of cash flow returned. Insiders: 1 sales, 34 purchases.

weight 33% of this tense · 78th percentile among 11 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, York Water Company's diluted share count grew about 1.1% a year, and dividends and buybacks returned about 39% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 34 purchases of their own stock on the open market in the year to 2026-10-21, buying about $145 thousand (their Form 4 filings).

What it rests on

  • the share count over the yearstop 23% of its family
  • cash returned against operating cash flowtop 21% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

5.0/1045% of the headline grade · 3 of 3 filed

Financial health

as filed
5.8/10

Is it financially healthy right now?

ROE 8%: 8¢ of profit per shareholder dollar. Leverage 65%: owes 65¢ per asset dollar.

weight 45% of this tense · 58th percentile among 14 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, York Water Company earned about 8 cents of profit for every dollar of shareholders' money. Leverage: it owed about 65 cents per dollar of assets, and net share issuance: its share count grew 0.4% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 39% of its family
  • return on equitybottom 46% of its family
  • the share count against the year beforetop 32% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
5.7/10

How strong is its position in its industry?

top 43% of 14 in its family; net margin 25.9%.

weight 33% of this tense · 57th percentile among 14 sector filers · read for its customers

From the record

York Water Company's standing among 14 graded names in its industry family: revenue of $77 million in fiscal 2025 ranks in the bottom 35% by size; a net margin of 25.9% ranks in the top 18%; revenue growth of 8.9% a year over the last 3 filed years ranks in the top 46% (its annual reports).

What it rests on

  • revenue against the family$77.5Mbottom 35% of its family
  • net margin25.9%top 18% of its family
  • three-year revenue growth8.9%top 46% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
2.2/10

What are the people in charge doing?

bottom 22% of 13 in its family for leadership; chief executive since 2020.

weight 22% of this tense · 22nd percentile among 13 sector filers · read for its shareholders

From the record

York Water Company's leadership, from its insiders' filings and its current reports: the chief executive on the record is Hand, Joseph Thomas (President & CEO, as filed), filing under that title since 2020-04-16, 6.6 years (top 42% of its family); the 16 officers and directors filing in the last fifteen months have been on the record a median of 4 years (bottom 4%); 13 officer or director changes were reported on Form 8-K since 2023-11-13, against the 16 people in charge now (bottom 4%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge13 in three years among 16 peoplebottom 4% of its family
  • the median years the people in charge have filed4.0 yearsbottom 4% of its family
  • the chief executive's years on the record6.6 yearstop 42% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

3.9/1030% of the headline grade · 3 of 3 filed

Room to expand

as filed
6.1/10

How much room does it have to grow?

top 39% of 14 in its family for room to expand.

weight 22% of this tense · 61st percentile among 14 sector filers · read for itself

From the record

York Water Company's room to grow, from the newest filed statements (fiscal 2025): cash of $1 thousand against debt of $222 million leaves -32.6% of its assets as net cash, bottom 39% of its family; cash from operations less capital spending is 38.5% of revenue (top 18%) (its annual report).

What it rests on

  • cash less debt against assets-32.6%bottom 39% of its family
  • cash from operations less capital spending against revenue38.5%top 18% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.8/10

What could actually drive growth from here?

bottom 38% of 14 in its family for growth drivers.

weight 45% of this tense · 38th percentile among 14 sector filers · read for its customers

From the record

York Water Company's growth drivers, from the filed years to fiscal 2025: revenue grew 8.9% a year over the last three filed years against 6% over all 9, speeding up (top 39% of its family); the newest year grew 3.4% (bottom 25%); capital spending grew 6.8% a year (bottom 29%) (its annual reports). York Water Company tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+2.9 points a yeartop 39% of its family
  • the newest year's revenue growth3.4%bottom 25% of its family
  • three-year growth of capital spending6.8%bottom 29% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
2.7/10

Did its newest year beat what its own record pointed to?

bottom 27% of 13 in its family for expectations against reality.

weight 33% of this tense · 27th percentile among 13 sector filers · read for its shareholders

From the record

York Water Company's newest year against its own record: revenue of $77 million in fiscal 2025 came in 7.5% below the $84 million its prior three years' pace pointed to (bottom 35% of its family); net income of $20 million against a prior three-year average of $21 million (bottom 35%); a net margin of 25.9% against 31.1% before (bottom 12%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-7.5%bottom 35% of its family
  • net income against the prior three years' average-6%bottom 35% of its family
  • net margin against its prior average-5.2 pointsbottom 12% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton YORW · research, not advice