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Yiren Digital Ltd. (YRD)

NYSE: YRD · Finance Services · Beijing, CN · filing with the SEC since 2015
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Grade6.0
◀ Past 5.7● Present 6.1▶ Future 6.2
1 est.
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Income statement, as filed

In thousands of Chinese yuan (CNY), as filed; per-share figures in Chinese yuan; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021Dec 31, 2020Dec 31, 2019Dec 31, 2018Dec 31, 2017Dec 31, 2016
Report filedApr 29, 2026Apr 28, 2025May 15, 2024Apr 28, 2023Sep 21, 2022Apr 29, 2021May 15, 2020Apr 29, 2019Apr 30, 2018Apr 24, 2017
Revenue7,89732,192r141,595r3,434,6204,477,9293,961,9628,616,78411,244,114r11,534,808r3,237,991
For lenders
Interest and dividend income·····61,62373,36773,917115,060·
Interest and investment income7,81926,34118,862····71,301114,85136,843
Net interest income·105,47780,749-26,302-73,38361,62373,367···
Provision for credit losses265,682100,498r261,152r166,722r370,154371,6291,625,051992,581··
Research and development406,567411,876148,754151,924207,996·····
Sales and marketing1,159,9341,196,429656,603573,9741,553,3441,905,0954,457,3536,658,270r9,004,959r1,571,038
General and administrative322,091274,673231,135271,794r298,244r630,555r741,268r1,336,247r1,323,608r320,848r
Total costs and expenses·4,158,8372,300,8511,962,7563,190,5964,667,8007,488,75510,467,968r11,614,544r2,153,225
Operating income-5,940,978-4,158,837r-2,300,851r1,619,439······
Interest expense·039,000109,200109,800·····
Share of profit of equity-method investments-4,560-44000··-2,180-9,2955,060·
Other income (expense), net·1,84820,00030,92126,66514,84432,36526,323-32,001·
Total non-operating income (expense)183,741214,85750,57823,519-84,160-67,521268,9901,007,246r267,812r575
Income before income taxes-38,0171,861,9212,645,3601,495,3831,203,173-773,3591,397,0191,783,392r188,076r1,102,449
Income tax expense-97,107279,182565,163300,512170,189-80,611239,228194,287381,210r-13,949
Income from continuing operations-38,0171,861,9212,645,3601,495,383······
Net income54,5301,582,2992,080,1971,194,8711,032,984-692,7481,155,6111,579,810r-188,074r1,116,398
Earnings per share, basic0.31429.132711.76926.83976.1113-3.84226.23918.5754r-1.0309r9.4418
Earnings per share, diluted0.31229.056611.64156.81266.0554-3.84226.19518.4813r-1.0309r9.3865
Weighted average shares, basic173,575,410173,256,348176,749,706174,695,959169,029,826180,301,898185,219,586184,225,643r182,438,985r118,240,414
Weighted average shares, diluted174,684,691174,711,569178,688,319175,391,332170,590,203180,301,898186,535,464186,270,515r182,438,985r118,937,082
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerIncludingAssessedTax
us-gaap:SalesRevenueNet
Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeNonoperating
us-gaap:InvestmentIncomeNet
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Provision for credit losses set aside for loans that may not be repaidus-gaap:ProvisionForLoanLeaseAndOtherLosses
Research and development spent on inventing what it sells nextus-gaap:ResearchAndDevelopmentExpense
Sales and marketing the cost of finding and serving customersus-gaap:SellingAndMarketingExpense
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Total costs and expenses every operating cost, the cost of revenue includedus-gaap:CostsAndExpenses
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest expense what its borrowing costus-gaap:InterestExpenseDebt
Share of profit of equity-method investments its share of companies it partly ownsus-gaap:IncomeLossFromEquityMethodInvestments
Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense
Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Income from continuing operations profit from the businesses it keepsus-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton YRD · research, not advice