All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
2 warning events since 2023; the latest 2026-11-03.
From the record
Zhibao Technology Inc.'s filings since 2023 show 2 warning events: a late-report notice (Form NT 10-K or NT 10-Q, 2 times, the latest 2026-11-03) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+31.1% a year over 5 filed years; profitable in 2 of 5.
From the record
Zhibao Technology Inc.'s 5 filed years say what it did: revenue went from CNY 108 million in fiscal 2022 to CNY 320 million in fiscal 2026, up 31.1% a year; it rose in 4 of 4 years; it never fell from a peak; net income was positive in 2 of 5 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 2.7/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Zhibao Technology Inc.'s shareholder treatment is put at 2.7 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 27% of 29 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
ROE -13%: lost 13¢ per shareholder dollar. Leverage 90%: owes 90¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2026-06-30, Zhibao Technology Inc. lost about 13 cents for every dollar of shareholders' money, and gross profitability: its products earned about 59 cents per dollar of everything the company owns. Leverage: it owed about 90 cents per dollar of assets, and net share issuance: its share count grew 4.8% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 48% of 30 in its family; net margin -0.8%.
From the record
Zhibao Technology Inc.'s standing among 30 graded names in its industry family: revenue of CNY 320 million in fiscal 2026 is not ranked by size, since the family reports in another currency; a net margin of -0.8% ranks in the bottom 25%; revenue growth of 31.1% a year over the last 3 filed years ranks in the top 22% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 4.9/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Zhibao Technology Inc.'s leadership is put at 4.9 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-17 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 24 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
bottom 41% of 29 in its family for room to expand.
From the record
Zhibao Technology Inc.'s room to grow, from the newest filed statements (fiscal 2026): cash of CNY 14 million against no long-term debt tagged leaves 6.5% of its assets as net cash, top 43% of its family; cash from operations less capital spending is -18.4% of revenue (bottom 8%); a gross margin of 38.7% (top 50%); research spending of 3% of revenue (top 50%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 45% of 29 in its family for growth drivers.
From the record
Zhibao Technology Inc.'s growth drivers, from the filed years to fiscal 2026: revenue grew 31.1% a year over the last three filed years against 31.1% over all 5, slowing (bottom 43% of its family); the newest year grew 15.5% (top 47%); research spending grew -0.2% a year (top 31%) (its annual reports). Zhibao Technology Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 37% of 25 in its family for expectations against reality.
From the record
Zhibao Technology Inc.'s newest year against its own record: revenue of CNY 320 million in fiscal 2026 came in 17.2% below the CNY 387 million its prior three years' pace pointed to (bottom 18% of its family); net income of CNY 3 million against a prior three-year average of CNY 31 million (top 18%); a net margin of -0.8% against -15.2% before (top 10%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made