ACI Worldwide, Inc. (ACIW)

From the record

ACI Worldwide, Inc.'s filings since 2017 show no warning events in the scan: no bankruptcy or receivership notice, no debt default notice, no exchange listing notice, no restatement warning, no auditor change, no material cyber incident and no late-report notice (its current reports).

From the record

ACI Worldwide, Inc.'s 9 filed years say what it did: revenue went from $1.0 billion in fiscal 2017 to $1.8 billion in fiscal 2025, up 7% a year; it rose in 7 of 8 years; the deepest fall was 1% from fiscal 2017 to fiscal 2018; net income was positive in 9 of 9 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, ACI Worldwide, Inc.'s diluted share count shrank about 2.8% a year, and dividends and buybacks returned about 42% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 1 sale and 2 purchases of their own stock on the open market in the year to 2026-09-30, buying about $224 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, ACI Worldwide, Inc. earned about 15 cents of profit for every dollar of shareholders' money, and gross profitability: its products earned about 28 cents per dollar of everything the company owns (revenue less the cost of revenue). Leverage: it owed about 51 cents per dollar of assets, and net share issuance: its share count shrank 1.6% over the year (the filed statements).

From the record

ACI Worldwide, Inc.'s standing among 218 graded names in its industry family: revenue of $1.8 billion in fiscal 2025 ranks in the top 19% by size; a net margin of 12.9% ranks in the top 24%; revenue growth of 7.4% a year over the last 3 filed years ranks in the bottom 35% (its annual reports).

From the record

ACI Worldwide, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Warsop, Thomas W III (President and CEO, as filed), filing under that title since 2023-06-02, 3.4 years (bottom 42% of its family); the 14 officers and directors filing in the last fifteen months have been on the record a median of 2.8 years (bottom 11%); 8 officer or director changes were reported on Form 8-K since 2023-11-13, against the 14 people in charge now (bottom 42%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

ACI Worldwide, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $196 million against debt of $818 million leaves -20% of its assets as net cash, bottom 9% of its family; cash from operations less capital spending is 17.6% of revenue (top 43%); a gross margin of 49% (bottom 25%) (its annual report).

From the record

ACI Worldwide, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 7.4% a year over the last three filed years against 7% over all 9, speeding up (top 18% of its family); the newest year grew 10.4% (bottom 42%); research spending grew 7.9% a year (top 47%); capital spending grew -0.5% a year (top 49%) (its annual reports). ACI Worldwide, Inc. reported 4 product lines in fiscal 2025: Software As Service and Platform As Service at $1.0 billion (57%), License at $462 million (26%), Maintenance at $201 million (11%), and 1 more; 3 of 4 grew against the year before (its annual report).

From the record

ACI Worldwide, Inc.'s newest year against its own record: revenue of $1.8 billion in fiscal 2025 came in 4.2% above the $1.7 billion its prior three years' pace pointed to (top 29% of its family); net income of $227 million against a prior three-year average of $156 million (top 49%); a net margin of 12.9% against 10.4% before (bottom 35%) (its annual reports).