Company Analysis

ACI Worldwide, Inc. (ACIW)

Nasdaq: ACIW · Services-Prepackaged Software · Elkhorn, NE · filing with the SEC since 1996
Grade5.5
◀ Past 6.4● Present 5.5▶ Future 5.0

Patents

US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026

3 patents granted to the 2 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to ACI Worldwide, Inc.’s names, not what it holds today.

Patents granted
3
3 utility, 1976 to Dec 31, 2025
Granted in 2025
none
in the last year the record reads
Applications published
6
1 of them in 2025
Names they are printed under
2
its own name
By yearGrantedApplications published
'15'17'19'20'21'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
Computer technology1
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name2 counted
ACI Worldwide Corporation its own name
US, as the owner printed on each patent
3 granted
4 published
ACI Worldwide Corp. its own name
named as the applicant on its applications, in US
0 granted
2 published
Newest grantseach row opens the USPTO’s own copy
GrantedPatentTitleFieldOwner as printed
Aug 31, 202111,107,085System and method for fraud detectionComputer technologyACI Worldwide Corporation
Jul 14, 202010,713,652Method for billing and payment in digital walletsIT methods for managementACI Worldwide Corporation
Mar 3, 202010,579,293System and computer-implemented method for improving data storage and analysisComputer technologyACI Worldwide Corporation
Newest applications publishedan application is a clue, never a plan
PublishedApplicationTitleFieldOwner as printed
May 1, 20252025/0139630FRAUD PROTECTION SYSTEMS, METHODS, AND COMPUTER PROGRAMS FOR BLOCKCHAIN FINANCIAL TRANSACTIONSIT methods for managementACI Worldwide Corp.
Jul 22, 20212021/0224809SYSTEM AND METHOD FOR FRAUD DETECTIONComputer technologyACI Worldwide Corporation · patent 11,107,085 granted from it
Mar 28, 20192019/0095121SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR IMPROVING DATA STORAGE AND ANALYSISComputer technologyACI Worldwide Corporation · patent 10,579,293 granted from it
Feb 14, 20192019/0050841SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR SELECTING OPTIMAL PAYMENT INSTRUMENTIT methods for managementACI Worldwide Corporation
Jun 22, 20172017/0178139Analysis of Transaction Information Using GraphsIT methods for managementACI Worldwide Corporation
Mar 26, 20152015/0088631SYSTEMS AND METHODS FOR CONSUMER STEERING BASED ON REAL-TIME TRANSACTION COST INFORMATIONIT methods for managementACI Worldwide Corp.
What it applied for, 2024 to 2025: IT methods for management 1.

A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.

SI Assistanton ACIW · research, not advice