AI Financial Corporation (AIFC)

Nasdaq: AIFC · Commodity Contracts Brokers & Dealers · Las Vegas, NV · filing with the SEC since 1994

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Grade3.2

◀ Past 1.6● Present 2.7▶ Future 5.4

2 est.

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

The grade of AI Financial Corporation

Nine metrics read from its own filings, by tense

Headline grade

3.2/10

◀ Past1.625% of the headline

● Present2.745% of the headline

▶ Future5.430% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.

◀ Past

What did they actually do?

1.6/1025% of the headline grade · 2 of 3 filed, 1 estimated

Surviving crises

as filed

1.3/10

Has it survived what it has been through?

41 warning events since 2017; the latest 2026-11-12.

weight 45% of this tense · 13th percentile among 4 sector filers · read for itself

From the record

AI Financial Corporation's filings since 2017 show 41 warning events of 5 kinds: a debt default or acceleration notice (8-K item 2.04, the latest 2017-09-22); a notice about its exchange listing (8-K item 3.01, 14 times, the latest 2026-07-02); a warning not to rely on past financial statements (8-K item 4.02, 2 times, the latest 2023-04-21); an auditor change (8-K item 4.01, 9 times, the latest 2025-12-29); a late-report notice (Form NT 10-K or NT 10-Q, 15 times, the latest 2026-11-12) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed

1.9/10

What has it actually done, year after year?

-5.5% a year over 8 filed years; profitable in 1 of 8.

weight 33% of this tense · 19th percentile among 3 sector filers · read for its customers

From the record

AI Financial Corporation's 8 filed years say what it did: revenue went from $37 million in fiscal 2018 to $25 million in fiscal 2025, down 5.5% a year; it rose in 2 of 5 years; the deepest fall was 100% from fiscal 2022 to fiscal 2022; net income was positive in 1 of 8 of those years (its annual reports).

What it rests on

revenue growth over the filed span-5.5%bottom 25% of its family
the share of years revenue rosebottom 17% of its family
the share of filed years with a profitbottom 17% of its family
the deepest fall from a revenue peak100.0%bottom 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

SI estimate

1.7/10

How has it treated the people who own it?

SI estimate 1.7/10, confidence 35 of 100 (one part).

weight 22% of this tense · 17th percentile among 3 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: Read from one part only, the share count over the years, which ranks in the bottom 17% of 3 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
What the record cannot read: Fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income.
How it was reasoned: one part: the share count over the years, the one part on file, ranked among 3 in its family.
Confidence: 35 of 100
What would change it: A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: AI Financial Corporation's shareholder treatment is put at 1.7 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 17% of 3 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.

● Present

What are they doing right now?

2.7/1045% of the headline grade · 3 of 3 filed

Financial health

as filed

2.7/10

Is it financially healthy right now?

ROE -30%: lost 30¢ per shareholder dollar. Leverage 6%: owes 6¢ per asset dollar.

weight 33% of this tense · 27th percentile among 3 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-27, AI Financial Corporation lost about 30 cents for every dollar of shareholders' money, and gross profitability: its products earned about 1 cents per dollar of everything the company owns. Leverage: it owed about 6 cents per dollar of assets, and net share issuance: its share count grew 420.6% over the year (the filed statements).

What it rests on

what it owes per dollar of assetstop 50% of its family
return on equitybottom 17% of its family
gross profit against assetsbottom 25% of its family
the share count against the year beforebottom 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed

2.1/10

How strong is its position in its industry?

bottom 21% of 2 in its family; net margin -1387.5%.

weight 45% of this tense · 21st percentile among 2 sector filers · read for its customers

From the record

AI Financial Corporation's standing among 2 graded names in its industry family: revenue of $25 million in fiscal 2025 ranks in the bottom 25% by size; a net margin of -1387.5% ranks in the bottom 17% (its annual reports).

What it rests on

revenue against the family$24.8Mbottom 25% of its family
net margin-1387.5%bottom 17% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed

3.8/10

What are the people in charge doing?

bottom 38% of 1 in its family for leadership.

weight 22% of this tense · 38th percentile among 1 sector filers · read for its shareholders

From the record

AI Financial Corporation's leadership, from its insiders' filings and its current reports: no one files under a chief executive's title, so that part is not read; the 3 officers and directors filing in the last fifteen months have been on the record a median of 12 months (top 50%); 12 officer or director changes were reported on Form 8-K since 2023-11-13, against the 3 people in charge now (bottom 25%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

officer and director changes on Form 8-K, against the people in charge12 in three years among 3 peoplebottom 25% of its family
the median years the people in charge have filed1.0 yearstop 50% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

5.4/1030% of the headline grade · 2 of 3 filed, 1 estimated

Room to expand

as filed

5.8/10

How much room does it have to grow?

top 42% of 3 in its family for room to expand.

weight 33% of this tense · 58th percentile among 3 sector filers · read for itself

From the record

AI Financial Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $6 million against debt of $563 thousand leaves 0.5% of its assets as net cash, top 50% of its family; cash from operations less capital spending is -28.9% of revenue (top 50%); a gross margin of 41% (top 25%) (its annual report).

What it rests on

cash less debt against assets0.5%top 50% of its family
cash from operations less capital spending against revenue-28.9%top 50% of its family
gross margin41.0%top 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed

5.4/10

What could actually drive growth from here?

top 46% of 2 in its family for growth drivers.

weight 33% of this tense · 54th percentile among 2 sector filers · read for its customers

From the record

AI Financial Corporation's growth drivers, from the filed years to fiscal 2025: the newest year grew 109.5% (top 17%); capital spending grew -53.6% a year (bottom 25%) (its annual reports). AI Financial Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

the newest year's revenue growth109.5%top 17% of its family
three-year growth of capital spending-53.6%bottom 25% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

SI estimate

5.0/10

Did its newest year beat what its own record pointed to?

SI estimate 5.0/10, confidence 35 of 100 (one part).

weight 33% of this tense · 50th percentile among 2 sector filers · read for its shareholders

SI estimate Inferred, not read as filed

Why it is an estimate: Read from one part only, net income against the prior three years' average, which ranks in the top 50% of 2 in its family; the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change.
What the record cannot read: The record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change.
How it was reasoned: one part: net income against the prior three years' average, the one part on file, ranked among 2 in its family.
Confidence: 35 of 100
What would change it: A filing that carries the missing parts replaces this estimate with the filed reading.

From the record

SI estimate, not a filed reading: AI Financial Corporation's expectations vs reality is put at 5.0 of 10 with a confidence of 35 of 100, because read from one part only, net income against the prior three years' average, which ranks in the top 50% of 2 in its family; the record does not carry four filed years of revenue and two of the three parts: revenue against the prior pace, earnings against the prior average, the margin change. A filing that carries the missing parts replaces this estimate with the filed reading.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton AIFC · research, not advice