All three tenses have at least two readings, so the archetype blend applies as printed.
Of the nine metrics, 7 read as filed from the record and 2 are SI estimates, each with its reasoning, its confidence and what would change it on its card.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2022; the latest 2026-08-03.
From the record
Solowin Holdings' filings since 2022 show 1 warning event: a late-report notice (Form NT 10-K or NT 10-Q, the latest 2026-08-03) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+71.3% a year over 5 filed years; profitable in 1 of 5.
From the record
Solowin Holdings' 5 filed years say what it did: revenue went from $3 million in fiscal 2022 to $28 million in fiscal 2026, up 71.3% a year; it rose in 2 of 4 years; the deepest fall was 37% from fiscal 2023 to fiscal 2025; net income was positive in 1 of 5 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
SI estimate 0.2/10, confidence 35 of 100 (one part).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Solowin Holdings's shareholder treatment is put at 0.2 of 10 with a confidence of 35 of 100, because read from one part only, the share count over the years, which ranks in the bottom 2% of 28 in its family; fewer than two of the parts can be read: the share count over the years, and the cash returned against a positive operating cash flow or net income. A filing that carries the missing parts replaces this estimate with the filed reading.
What are they doing right now?
Is it financially healthy right now?
ROE -53%: lost 53¢ per shareholder dollar. Leverage 50%: owes 50¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2026-03-31, Solowin Holdings lost about 53 cents for every dollar of shareholders' money. Leverage: it owed about 50 cents per dollar of assets, and net share issuance: its share count grew 674.4% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
bottom 34% of 29 in its family; net margin -47.4%.
From the record
Solowin Holdings' standing among 29 graded names in its industry family: revenue of $28 million in fiscal 2026 ranks in the bottom 6% by size; a net margin of -47.4% ranks in the bottom 5%; revenue growth of 84.7% a year over the last 3 filed years ranks in the top 9% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
SI estimate 4.9/10, confidence 20 of 100 (family median).
SI estimate Inferred, not read as filed
From the record
SI estimate, not a filed reading: Solowin Holdings's leadership is put at 4.9 of 10 with a confidence of 20 of 100, because it files no Form 8-K (a foreign issuer reports on Form 6-K), so officer and director changes cannot be read there; the record of its people begins on 2026-03-18 (a listing, a merger or a first filing under the rules) and its chief executive and most of the people in charge have filed since then, so the record shows a floor of 8 months and cannot see past it; a floor under five years is not read as years in charge, so the desk assumes the typical reading of its industry family, the median of 22 members with one. Its next annual report on file with the inputs replaces this estimate with the filed reading.
What are they set up to do next?
How much room does it have to grow?
bottom 45% of 29 in its family for room to expand.
From the record
Solowin Holdings' room to grow, from the newest filed statements (fiscal 2026): cash of $19 million against no long-term debt tagged leaves 37.6% of its assets as net cash, top 16% of its family; cash from operations less capital spending is -55.3% of revenue (bottom 5%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
top 8% of 29 in its family for growth drivers.
From the record
Solowin Holdings' growth drivers, from the filed years to fiscal 2026: revenue grew 84.7% a year over the last three filed years against 71.3% over all 5, speeding up (top 13% of its family); the newest year grew 896.5% (top 2%); capital spending grew 185.3% a year (top 10%) (its annual reports). Solowin Holdings reported 2 lines of business in fiscal 2026: AI Tokens at $22 million (79%), Digital Asset Tokens at $6 million (21%); 1 of 1 grew against the year before (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
top 35% of 25 in its family for expectations against reality.
From the record
Solowin Holdings' newest year against its own record: revenue of $28 million in fiscal 2026 came in 1150.3% above the $2 million its prior three years' pace pointed to (top 2% of its family); net income of $13 million against a prior three-year average of $4 million (bottom 2%); a net margin of -47.4% against losses larger than its revenue before (top 6%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made