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Better Home & Finance Holding Company (BETR)

Nasdaq: BETR · Loan Brokers · New York, NY · filing with the SEC since 2020
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Grade3.0
◀ Past 1.8● Present 2.8▶ Future 5.3
1 est.
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Income statement, as filed

In US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.
Income statement, by fiscal year, newest first
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021
Period endingDec 31, 2025Dec 31, 2024Dec 31, 2023Dec 31, 2022Dec 31, 2021
Report filedMar 13, 2026Mar 19, 2025Apr 8, 2024Apr 17, 2023Mar 25, 2022
Revenue164,872,000108,488,000012,313,000·
For lenders
Interest and dividend income60,269,00038,990,00029,031,000r26,714,000·
Interest and investment income···4,262,22219,527
Interest expense on deposits and borrowings42,844,00021,488,00031,596,000··
Net interest income17,425,00017,502,000-2,565,000r9,655,000·
Research and development27,874,00026,110,00039,431,000r124,308,000·
General and administrative45,323,00052,230,00060,150,000r185,876,000·
Total costs and expenses330,691,000313,928,000606,762,000r1,236,943,0008,120,280r
Operating income··-291,276,000-858,920,000r-8,120,280r
Interest expense··11,680,00017,059,000·
Other income (expense), net··13,614,0003,556,000·
Total non-operating income (expense)··-243,146,000-17,057,000·
Income before income taxes-165,819,000-205,440,000-534,422,000-875,977,000·
Income tax expense53,000850,0001,998,0001,100,000·
Net income including non-controlling interests···8,735,542-6,527,175r
Net income-165,872,000-206,290,000-536,420,000-877,077,000r-6,527,175r
Net income to common shareholders-165,872,000-206,290,000-536,420,000-877,077,000·
Earnings per share, basic-10.80-13.65-58.09r-150.50b·
Earnings per share, diluted-10.80-13.65-58.09r-150.50b·
Weighted average shares, basic15,358,43315,111,7019,233,683r5,826,049rb19,827,082
Weighted average shares, diluted15,358,43315,111,7019,233,683r5,826,049b·
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 1-for-50 reverse split of Dec 2025.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
us-gaap:RevenuesNetOfInterestExpense
Interest and dividend income what its loans and securities earnedus-gaap:InterestIncomeOperating
Interest and investment income what its cash and investments earnedus-gaap:InvestmentIncomeInterest
Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating
Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet
Research and development spent on inventing what it sells nextus-gaap:ResearchAndDevelopmentExpense
General and administrative the cost of running the company itselfus-gaap:GeneralAndAdministrativeExpense
Total costs and expenses every operating cost, the cost of revenue includedus-gaap:CostsAndExpenses
us-gaap:OperatingCostsAndExpenses
Operating income profit from running the business, before interest and taxus-gaap:OperatingIncomeLoss
Interest expense what its borrowing costus-gaap:InterestExpense
Other income (expense), net gains and costs outside the businessus-gaap:OtherNonoperatingIncomeExpense
Total non-operating income (expense) everything outside the business, togetherus-gaap:NonoperatingIncomeExpense
Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit
Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss
Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss
Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic
Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted
Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic
Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
SI Assistanton BETR · research, not advice