Company Analysis

Better Home & Finance Holding Company (BETR)

Nasdaq: BETR · Loan Brokers · New York, NY · filing with the SEC since 2020
Grade3.0
◀ Past 1.8● Present 2.8▶ Future 5.3
1 est.

Who owns Better Home & Finance Holding Company

As filed with the SEC
Holders of 5% or more
8
Garg Vishal holds 13.7% of Class A common stock, par value $0.0001 per share, as its SCHEDULE 13D/A filed Oct 5, 2026 says.
Directors and officers
16
report now, of 33 people on the record since 2021. Their holdings as a group are not read here.
Institutions as a whole
n/a
The record does not read the share held by managers that file Form 13F, so none is printed and no split of the rest is estimated. What it holds is the 8 named at left.
Holders of 5% or moreshare of the class, as filed
Garg Vishal
SCHEDULE 13D/A · filed Oct 5, 2026 · Class A common stock, par value $0.0001 per share · 13.7% in Aug 18, 2026
13.7%
SoftBank Group Corp.
SCHEDULE 13D/A · filed Apr 30, 2025 · Class A Common Stock, par value $0.0001 per share · 12.8% in Apr 15, 2025
12.8%
Spencer Vance
SCHEDULE 13G · filed Apr 6, 2026 · Class A Common Stock, par value $0.0001 per share
12.4%
Steven Sarracino
SCHEDULE 13D/A · filed Oct 7, 2026 · Class A common stock, par value $0.0001 per share (the "Shares") · 8.9% in Aug 25, 2026
8.9%
Thor Bjorgolfsson
SCHEDULE 13D/A · filed May 19, 2026 · Class A Common Stock · 6.2% in Mar 23, 2026
7.3%
Healthcare of Ontario Pension Plan Trust Fund
SCHEDULE 13G/A · filed Feb 13, 2026 · Class A common stock, par value $0.0001 per share
5.9%
Orange Capital Ventures LP
SCHEDULE 13G/A · filed Feb 9, 2026 · Class A Common Stock, par value $0.0001 per share · 5.03% in Oct 21, 2025
5.8%
Blackrock, Inc.
5.2%
Lcg4 Best, L.P.
SCHEDULE 13D/A · filed Mar 21, 2025 · Class A Common Stock, par value $0.0001 per share · reported falling below 5%
under 5%
Frontier Capital Management Co.,llc
SCHEDULE 13G/A · filed Aug 14, 2026 · Class A common stock, par value $0.0001 per share · reported falling below 5%, from 7.46% in May 15, 2026
under 5%
Global Investment Ventures LLC
SCHEDULE 13D · filed Aug 19, 2026 · Class A common stock, par value $0.0001 per share · reported falling below 5%
under 5%
Millennium Management LLC
SCHEDULE 13G/A · filed Oct 16, 2026 · Class A Common Stock, par value $0.0001 per share · reported falling below 5%, from 5.5% in Sep 22, 2026
under 5%
Macquarie Group Limited
SCHEDULE 13G/A · filed Feb 7, 2025 · Common Shares · reported falling below 5%
under 5%
The Vanguard Group
SCHEDULE 13G/A · filed Mar 26, 2026 · Common Stock · reported falling below 5%, from 5.16% in Jan 30, 2026
under 5%
Pine Brook Capital Partners II, L.P.
SCHEDULE 13D/A · filed Sep 24, 2025 · Class A Common Stock, $0.0001 par value · reported falling below 5%
under 5%
What BETR reports owning in othersstakes of 5% or more, and other ties

33 subsidiaries in 3 countries, from the list filed with the 10-K filed Mar 13, 2026.

Insider tradesForm 4
32sales
30purchases
23sales on a scheduled plan
4people selling
$2.3Msold, in dollars
$3.2Mbought, in dollars
Open-market trades on Form 4 from Nov 10, 2025 to Nov 10, 2026. A scheduled plan is a selling program set in advance under SEC rule 10b5-1. The trades are listed as filed and do not feed the grade.
By calendar yearSoldBought
2123242526
2026 runs to Nov 10, 2026. Dollars as filed, summed by the transaction date.
People who traded in the window12 of 53 on the roster
PersonRole as filedSalesSoldOn a planBuysBought
Smith Chad M.President, BMC16$1.3M150$0
Tuffin PaulaGeneral Counsel and CCO12$1.0M80$0
Garg VishalChief Executive Officer0$0017$2.4M
Talwar Haritdirector0$005$600,000
Advani LoveenChief Financial Officer0$003$0
Framework Ventures IV L.P.10% owner0$003$3.0M
Orn Jonsson SigurgeirChief Technology Officer1$002$0
Menon Bhaskardirector0$002$100,000
Framework Ventures Management LLC10% owner0$002$1.7M
Spencer Vance10% owner0$002$2.7M
Frater Hugh Rdirector0$001$100,000
Nicholas J. CalamariCAO and Senior Counsel3$000$0
SI Assistanton BETR · research, not advice