Bank First Corporation (BFC)

Nasdaq: BFC · National Commercial Banks · Manitowoc, WI · filing with the SEC since 2018

Grade5.4

◀ Past 4.7● Present 6.2▶ Future 5.4

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Feb 28, 2025	Feb 29, 2024	Mar 10, 2023	Mar 16, 2022	Mar 12, 2021	Mar 11, 2020	Mar 26, 2019	·	·
For lenders
Interest and dividend income	221,715	206,405	182,483	116,534	98,386	100,700	89,165	77,944	53,472	44,726
Interest expense on deposits and borrowings	70,057	68,605	49,003	12,449	·	·	·	·	·	·
Net interest income	151,658	137,800	133,480	104,085	90,082	86,835	69,667	63,099	45,740	38,794
Provision for credit losses	1,200	100	4,292	2,200	3,100	7,125	5,250	2,935	1,055	320
Net interest income after provision	150,408	138,600	128,798	101,885	86,982	79,710	64,417	60,164	44,685	38,474
Noninterest income	22,220	19,680	58,115	19,701^r	23,521^r	18,892^r	12,632	11,500^r	9,816^r	9,244
Noninterest expense	84,458	78,767	88,119	61,953^r	50,536^r	48,725^r	42,760	39,611^r	30,362^r	25,099
Interest expense	·	·	49,003	12,449	8,304	13,865	19,498	14,845	7,732	5,932
Income before income taxes	88,170	79,513	98,794	59,633	59,967	49,877	34,289	32,053	24,139	22,619
Income tax expense	16,674	13,950	24,280	14,419	14,523	11,831	7,595	6,597	8,826	7,706
Net income including non-controlling interests	71,496	65,563	74,514	45,214	45,444	38,046	26,694	25,456	15,313	14,913
Net income	71,496	65,563	74,514	45,214	45,444	38,046	26,694	25,456	15,313	14,913
Net income to common shareholders	71,149	65,214	74,089	44,884	45,093	37,759	26,494	25,456	·	·
Earnings per share, basic	7.23	6.50	7.28	5.58	5.92	5.07	3.91	3.81	2.44	2.40
Earnings per share, diluted	7.23	6.50	7.28	5.58	5.92	5.07	3.87	3.81	2.44	2.40
Earnings per share, basic and diluted	·	·	·	·	·	·	·	3.81	2.44	2.40
Weighted average shares, basic	9,844,073	10,029,901	10,173,210	8,044,906	7,621,632	7,441,256	6,768,999	6,673,758	·	·
Weighted average shares, diluted	9,867,132	10,054,568	10,198,993	8,069,260	7,643,167	7,481,077	6,879,384^r	6,673,758	6,285,901	6,220,694
Weighted average shares, basic and diluted	·	·	·	·	7,680,896	7,497,862^r	6,820,225	6,673,758	6,285,901	6,220,694

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanLeaseAndOtherLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Earnings per share, basic and diluted net income per share, where both counts are the sameus-gaap:EarningsPerShareBasicAndDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

Weighted average shares, basic and diluted the average count, where both counts are the sameus-gaap:WeightedAverageNumberOfShareOutstandingBasicAndDiluted

SI Assistanton BFC · research, not advice