Bank First Corporation (BFC)

From the record

Bank First Corporation's filings since 2018 show 3 warning events: an auditor change (8-K item 4.01, 3 times, the latest 2022-06-03) (its current reports).

From the record

Bank First Corporation's 10 filed years say what it did: revenue went from $45 million in fiscal 2016 to $222 million in fiscal 2025, up 19.5% a year; it rose in 8 of 9 years; the deepest fall was 2% from fiscal 2020 to fiscal 2021; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Bank First Corporation's diluted share count grew about 6.9% a year, and dividends and buybacks returned about 35% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 3 sales and 5 purchases of their own stock on the open market in the year to 2026-10-29, buying about $335 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Bank First Corporation earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 86 cents per dollar of assets, and net share issuance: its share count shrank 1.9% over the year (the filed statements).

From the record

Bank First Corporation's standing among 79 graded names in its industry family: revenue of $222 million in fiscal 2025 ranks in the bottom 24% by size; a net margin of 32.2% ranks in the top 9%; revenue growth of 23.9% a year over the last 3 filed years ranks in the top 16% (its annual reports).

From the record

Bank First Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Molepske, Michael B. (Chairman and CEO, as filed), filing under that title since 2020-03-19, 6.7 years (bottom 47% of its family); the 19 officers and directors filing in the last fifteen months have been on the record a median of 2.7 years (bottom 2%); 11 officer or director changes were reported on Form 8-K since 2023-11-13, against the 19 people in charge now (bottom 9%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Bank First Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $243 million against no long-term debt tagged leaves 5.4% of its assets as net cash, top 27% of its family; cash from operations less capital spending is 23% of revenue (top 47%) (its annual report).

From the record

Bank First Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 23.9% a year over the last three filed years against 19.5% over all 10, speeding up (bottom 47% of its family); the newest year grew 7.4% (top 28%); capital spending grew 18.5% a year (top 30%) (its annual reports). Bank First Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Bank First Corporation's newest year against its own record: revenue of $222 million in fiscal 2025 came in 19.3% below the $275 million its prior three years' pace pointed to (bottom 47% of its family); net income of $71 million against a prior three-year average of $62 million (bottom 38%); a net margin of 32.2% against 37.1% before (bottom 24%) (its annual reports).