Company Analysis

Bread Financial Holdings, Inc. (BFH)

NYSE: BFH · Personal Credit Institutions · Columbus, OH · filing with the SEC since 2000
Grade4.2
◀ Past 3.2● Present 5.4▶ Future 4.0

Who owns Bread Financial Holdings, Inc.

As filed with the SEC
Holders of 5% or more
3
Dimensional Fund Advisors LP holds 7.2% of Common Stock, as its SCHEDULE 13G/A filed Apr 9, 2026 says.
Directors and officers
17
report now, of 39 people on the record since 2006. Their holdings as a group are not read here.
Institutions as a whole
n/a
The record does not read the share held by managers that file Form 13F, so none is printed and no split of the rest is estimated. What it holds is the 3 named at left.
Holders of 5% or moreshare of the class, as filed
Dimensional Fund Advisors LP
7.2%
Vanguard Portfolio Management
6.48%
Vanguard Capital Management
5.11%
Turtle Creek Asset Management Inc.
SCHEDULE 13G/A · filed Aug 14, 2026 · Common Stock · reported falling below 5%, from 5.6% in Feb 17, 2026
under 5%
The Vanguard Group
SCHEDULE 13G/A · filed Mar 26, 2026 · Common Stock · reported falling below 5%
under 5%
What BFH reports owning in othersstakes of 5% or more, and other ties

13 subsidiaries in 5 countries, from the list filed with the 10-K filed Feb 13, 2026.

Insider tradesForm 4
5sales
6purchases
3sales on a scheduled plan
3people selling
$2.5Msold, in dollars
$400,000bought, in dollars
Open-market trades on Form 4 from Nov 12, 2025 to Nov 12, 2026. A scheduled plan is a selling program set in advance under SEC rule 10b5-1. The trades are listed as filed and do not feed the grade.
By calendar yearSoldBought
17181920212223242526
2026 runs to Nov 12, 2026. Dollars as filed, summed by the transaction date.
People who traded in the window5 of 40 on the roster
PersonRole as filedSalesSoldOn a planBuysBought
Andretta Ralph JPresident and CEO3$1.3M30$0
Ballou Roger Hdirector1$900,00000$0
Lakhwara Pranitidirector1$300,00000$0
Fawcett John J.director0$005$400,000
Mccarthy Dennis JamesEVP, Chief Revenue Officer0$001$0
SI Assistanton BFH · research, not advice