Byline Bancorp, Inc. (BY)

NYSE: BY · State Commercial Banks · Chicago, IL · filing with the SEC since 2017

Grade4.5

◀ Past 3.4● Present 6.1▶ Future 4.2

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Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Feb 27, 2026	Feb 28, 2025	Mar 4, 2024	Mar 7, 2023	Mar 7, 2022	Mar 4, 2021	Mar 12, 2020	Mar 15, 2019	Mar 30, 2018	·
For lenders
Interest and dividend income	572,220	565,929	479,478	301,559	248,926	239,230	264,814	206,951	136,803	98,365
Interest expense on deposits and borrowings	186,872	217,883	148,857	36,229	·	·	·	·	·	·
Net interest income	385,348	348,046	330,621	265,330	236,387	214,978	216,285	178,605	122,912	90,618
Provision for credit losses	35,754	28,286	32,220	22,674	1,457	55,949	20,708	18,795	12,653	10,352
Net interest income after provision	349,246	321,005	298,968	241,451	235,414^r	158,301^r	195,577	159,810	110,259	80,266
Noninterest income	60,925	58,851	56,315	57,314	74,253	62,060	55,548^r	49,575^r	49,030^r	25,904
Noninterest expense	236,918	218,777	209,603	184,082	185,455^r	168,694^r	173,830^r	153,945^r	118,495^r	100,686
Interest expense	·	·	148,857	36,229	12,539	24,252	48,529	28,346	13,891	7,747
Income before income taxes	173,253	161,079	145,680	114,683	124,212	51,667	77,295	55,440	40,794	5,484
Income tax expense	43,202	40,320	37,802	26,729	31,427	14,200	20,293	14,247	19,099	-61,245
Net income	130,051	120,759	107,878	87,954	92,785	37,467	57,002	41,193	21,695	66,729
Preferred dividends	·	0	0	196	783	783	783	783	11,277	·
Net income to common shareholders	·	120,759	107,878	87,758	92,002	36,684	56,219	40,410	10,418	66,729
Earnings per share, basic	2.90	2.78	2.69	2.37	2.45	0.96	1.51	1.21	0.39	3.31
Earnings per share, diluted	2.89	2.75	2.67	2.34	2.40	0.96	1.48	1.18	0.38	3.27
Weighted average shares, basic	44,798,651	43,448,856	40,045,208	36,972,972	37,609,723	38,031,250	37,290,486	33,292,619	26,963,517	20,141,630
Weighted average shares, diluted	45,063,611	43,853,939	40,445,553	37,476,120	38,369,067	38,312,608	37,986,463	34,179,754	27,547,314	20,430,783

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before taxus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton BY · research, not advice