All three tenses have at least two readings, so the archetype blend applies as printed.
All nine metrics read as filed from the record.
What did they actually do?
Has it survived what it has been through?
1 warning event since 2017; the latest 2025-06-18.
From the record
Byline Bancorp, Inc.'s filings since 2017 show 1 warning event: an auditor change (8-K item 4.01, the latest 2025-06-18) (its current reports).
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What has it actually done, year after year?
+21.6% a year over 10 filed years; profitable in 10 of 10.
From the record
Byline Bancorp, Inc.'s 10 filed years say what it did: revenue went from $98 million in fiscal 2016 to $572 million in fiscal 2025, up 21.6% a year; it rose in 8 of 9 years; the deepest fall was 10% from fiscal 2019 to fiscal 2020; net income was positive in 10 of 10 of those years (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How has it treated the people who own it?
Share count grew 6.3% a year. 15% of cash flow returned. Insiders: 6 sales, 7 purchases.
From the record
Over the 3 fiscal years to 2025-12-31, Byline Bancorp, Inc.'s diluted share count grew about 6.3% a year, and dividends and buybacks returned about 15% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 6 sales and 7 purchases of their own stock on the open market in the year to 2026-11-02, buying about $103 thousand (their Form 4 filings).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they doing right now?
Is it financially healthy right now?
ROE 10%: 10¢ of profit per shareholder dollar. Leverage 87%: owes 87¢ per asset dollar.
From the record
Return on equity: in the fiscal year ended 2025-12-31, Byline Bancorp, Inc. earned about 10 cents of profit for every dollar of shareholders' money. Leverage: it owed about 87 cents per dollar of assets, and net share issuance: its share count grew 2.8% over the year (the filed statements).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
How strong is its position in its industry?
top 32% of 155 in its family; net margin 22.7%.
From the record
Byline Bancorp, Inc.'s standing among 155 graded names in its industry family: revenue of $572 million in fiscal 2025 ranks in the top 33% by size; a net margin of 22.7% ranks in the top 42%; revenue growth of 23.8% a year over the last 3 filed years ranks in the top 21% (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are the people in charge doing?
top 41% of 150 in its family for leadership; chief executive since 2021.
From the record
Byline Bancorp, Inc.'s leadership, from its insiders' filings and its current reports: the chief executive on the record is Herencia, Roberto R (CHIEF EXECUTIVE OFFICER, as filed), filing under that title since 2021-02-22, 5.7 years (bottom 36% of its family); the 20 officers and directors filing in the last fifteen months have been on the record a median of 7.5 years (top 49%); 2 officer or director changes were reported on Form 8-K since 2023-11-13, against the 20 people in charge now (top 10%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What are they set up to do next?
How much room does it have to grow?
bottom 40% of 142 in its family for room to expand.
From the record
Byline Bancorp, Inc.'s room to grow, from the newest filed statements (fiscal 2025): cash of $149 million against no long-term debt tagged leaves 1.5% of its assets as net cash, bottom 28% of its family; cash from operations less capital spending is 23.8% of revenue (top 48%) (its annual report).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
What could actually drive growth from here?
bottom 37% of 152 in its family for growth drivers.
From the record
Byline Bancorp, Inc.'s growth drivers, from the filed years to fiscal 2025: revenue grew 23.8% a year over the last three filed years against 21.6% over all 10, speeding up (bottom 37% of its family); the newest year grew 1.1% (bottom 27%); capital spending grew 3.2% a year (bottom 46%) (its annual reports). Byline Bancorp, Inc. tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
Did its newest year beat what its own record pointed to?
bottom 49% of 150 in its family for expectations against reality.
From the record
Byline Bancorp, Inc.'s newest year against its own record: revenue of $572 million in fiscal 2025 came in 26.2% below the $775 million its prior three years' pace pointed to (bottom 10% of its family); net income of $130 million against a prior three-year average of $106 million (top 32%); a net margin of 22.7% against 24.3% before (top 32%) (its annual reports).
What it rests on
A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.
The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made