Broadway Financial Corporation (BYFC)

Nasdaq: BYFC · Savings Institution, Federally Chartered · Los Angeles, CA · filing with the SEC since 1996

Grade2.9

◀ Past 2.3● Present 4.4▶ Future 1.7

Overview Business Financials Grade Forecast Sentiment Ownership People Filings Patents Chart

Income statement, as filed

In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.

Income statement, by fiscal year, newest first
Fiscal year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Report filed	Mar 31, 2026	Mar 31, 2025	May 20, 2024	Apr 11, 2023	Apr 15, 2022	Mar 31, 2021	Mar 27, 2020	Mar 29, 2019	Mar 26, 2018	Mar 27, 2017
Revenue	184	155	179	145	249	420	491	449	446	·
For lenders
Interest and dividend income	61,282	63,946^r	48,858^r	36,269	24,752	17,644	16,847	15,237	16,287	15,290
Interest expense on deposits and borrowings	28,135	32,177^r	19,396^r	·	·	·	·	·	·	·
Net interest income	33,147	31,769	29,462	32,860	21,003	12,169	10,461	10,308	11,939	11,413
Provision for credit losses	2,239	751^r	1,200^r	997	176	29	-7	-1,254	-1,100	-550
Net interest income after provision	30,961	31,109^r	28,264^r	31,863	20,827	12,140	10,468	11,562	13,039	11,963
Noninterest income	1,752	1,554	5,357	1,195	3,214	1,025	1,052	865	2,530	1,044
Noninterest expense	57,183	29,894	27,363	24,939	28,927	14,214	12,071	11,556	11,837	11,752
Interest expense	·	·	17,766	3,409	3,749	5,475	6,386	4,929	4,348	3,877
Income before income taxes	-24,470	2,769^r	6,258^r	8,119	-4,886	-1,049	-551	871	3,732	1,255
Income tax expense	338	815^r	1,907^r	2,413	-937	-407	-345	56	1,863	-2,225
Net income including non-controlling interests	-24,808	1,954^r	4,351^r	5,706	-3,949	-642	-206	815	1,869	3,480
Net income to non-controlling interests	-13	25	24	70	101	0	·	·	·	·
Net income	-24,795	1,929^r	4,327^r	5,636	-4,050	-642	-206	815	1,869	3,480
Preferred dividends	3,000	1,567	0	·	·	·	·	·	·	3
Net income to common shareholders	-27,795	362^r	4,327^r	5,609^r	-4,052^r	-642	-206	812	1,864	3,477
Earnings per share, basic	-3.23	0.04	0.49^r	0.62^r	-0.56^b	-0.16^b	-0.08^b	0.24^b	0.56^b	0.96^b
Earnings per share, diluted	-3.23	0.04	0.49^r	0.62^r	-0.56^b	-0.16^b	-0.08^b	0.24^b	0.56^b	0.96^b
Weighted average shares, basic	8,595,254	8,459,460	8,627,071	9,051,128^r	7,518,944^b	3,395,428^b	3,354,212^b	3,344,426^b	3,334,865^b	3,624,916^b
Weighted average shares, diluted	8,595,254	8,638,660	8,741,670	9,102,865^r	7,518,944^b	3,395,428^b	3,354,212^b	3,345,306^b	3,344,435^b	3,637,312^b

As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.Share counts and per-share figures are on the newest report's basis, after the 1-for-8 reverse split of Nov 2023.A dot is a line not tagged for that period. ^r restated by the company in a later report; ^b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.

What each line is, and the XBRL concept behind it

Revenue what customers paid for what it soldus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax

Interest and dividend income what its loans and securities earnedus-gaap:InterestAndDividendIncomeOperating

Interest expense on deposits and borrowings what it paid for the money it lendsus-gaap:InterestExpenseOperating

Net interest income interest earned less interest paidus-gaap:InterestIncomeExpenseNet

Provision for credit losses set aside for loans that may not be repaid

us-gaap:ProvisionForLoanLossesExpensed
us-gaap:ProvisionForLoanAndLeaseLosses

Net interest income after provision interest income left after the provisionus-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss

Noninterest income fees and other income that is not interestus-gaap:NoninterestIncome

Noninterest expense salaries, buildings and the other costs of running the bankus-gaap:NoninterestExpense

Interest expense what its borrowing costus-gaap:InterestExpense

Income before income taxes profit before tax

us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Income tax expense tax charged on the period's profitus-gaap:IncomeTaxExpenseBenefit

Net income including non-controlling interests the whole group's profit, minority holders' share includedus-gaap:ProfitLoss

Net income to non-controlling interests the share that belongs to minority holdersus-gaap:NetIncomeLossAttributableToNoncontrollingInterest

Net income the profit or loss that belongs to the company's shareholdersus-gaap:NetIncomeLoss

Preferred dividends paid to preferred holders before common shareholdersus-gaap:PreferredStockDividendsIncomeStatementImpact

Net income to common shareholders what is left for common shareholdersus-gaap:NetIncomeLossAvailableToCommonStockholdersBasic

Earnings per share, basic net income per share outstandingus-gaap:EarningsPerShareBasic

Earnings per share, diluted net income per share, counting every share that could be issuedus-gaap:EarningsPerShareDiluted

Weighted average shares, basic the average count of shares outstandingus-gaap:WeightedAverageNumberOfSharesOutstandingBasic

Weighted average shares, diluted the average count with every share that could be issuedus-gaap:WeightedAverageNumberOfDilutedSharesOutstanding

SI Assistanton BYFC · research, not advice