Company Analysis

Broadway Financial Corporation (BYFC)

Nasdaq: BYFC · Savings Institution, Federally Chartered · Los Angeles, CA · filing with the SEC since 1996
Grade2.9
◀ Past 2.3● Present 4.4▶ Future 1.7

The grade of Broadway Financial Corporation

Nine metrics read from its own filings, by tense
Headline grade
2.9/10
◀ Past2.340% of the headline
● Present4.435% of the headline
▶ Future1.725% of the headline

All three tenses have at least two readings, so the archetype blend applies as printed.

All nine metrics read as filed from the record.

◀ Past

What did they actually do?

2.3/1040% of the headline grade · 3 of 3 filed

Surviving crises

as filed
0.1/10

Has it survived what it has been through?

22 warning events since 2017; the latest 2025-11-25.

weight 45% of this tense · 1st percentile among 34 sector filers · read for itself

From the record

Broadway Financial Corporation's filings since 2017 show 22 warning events of 4 kinds: a notice about its exchange listing (8-K item 3.01, 10 times, the latest 2025-11-25); a warning not to rely on past financial statements (8-K item 4.02, the latest 2025-10-17); an auditor change (8-K item 4.01, the latest 2024-12-23); a late-report notice (Form NT 10-K or NT 10-Q, 10 times, the latest 2025-11-14) (its current reports).

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Track record

as filed
4.4/10

What has it actually done, year after year?

+16.7% a year over 10 filed years; profitable in 6 of 10.

weight 22% of this tense · 44th percentile among 30 sector filers · read for its customers

From the record

Broadway Financial Corporation's 10 filed years say what it did: revenue went from $15 million in fiscal 2016 to $61 million in fiscal 2025, up 16.7% a year; it rose in 7 of 9 years; the deepest fall was 6% from fiscal 2017 to fiscal 2018; net income was positive in 6 of 10 of those years (its annual reports).

What it rests on

  • revenue growth over the filed span16.7%top 18% of its family
  • the share of years revenue rosebottom 43% of its family
  • the share of filed years with a profitbottom 8% of its family
  • the deepest fall from a revenue peak6.4%bottom 42% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Shareholder treatment

as filed
3.7/10

How has it treated the people who own it?

Share count shrank 1.9% a year. 0% of cash flow returned. Insiders: 32 sales, 0 purchases.

weight 33% of this tense · 37th percentile among 31 sector filers · read for its shareholders

From the record

Over the 3 fiscal years to 2025-12-31, Broadway Financial Corporation's diluted share count shrank about 1.9% a year, and dividends and buybacks returned about 0% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 32 sales and 0 purchases of their own stock on the open market in the year to 2026-09-30 (their Form 4 filings).

What it rests on

  • the share count over the yearstop 29% of its family
  • cash returned against operating cash flowbottom 3% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

● Present

What are they doing right now?

4.4/1035% of the headline grade · 3 of 3 filed

Financial health

as filed
5.0/10

Is it financially healthy right now?

ROE -9%: lost 9¢ per shareholder dollar. Leverage 80%: owes 80¢ per asset dollar.

weight 45% of this tense · 50th percentile among 33 sector filers · read for itself

From the record

Return on equity: in the fiscal year ended 2025-12-31, Broadway Financial Corporation lost about 9 cents for every dollar of shareholders' money. Leverage: it owed about 80 cents per dollar of assets, and net share issuance: its share count shrank 0.5% over the year (the filed statements).

What it rests on

  • what it owes per dollar of assetstop 14% of its family
  • return on equitybottom 5% of its family
  • the share count against the year beforetop 41% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Industry position

as filed
3.5/10

How strong is its position in its industry?

bottom 35% of 31 in its family; net margin -40.5%.

weight 33% of this tense · 35th percentile among 31 sector filers · read for its customers

From the record

Broadway Financial Corporation's standing among 31 graded names in its industry family: revenue of $61 million in fiscal 2025 ranks in the bottom 37% by size; a net margin of -40.5% ranks in the bottom 5%; revenue growth of 19.1% a year over the last 3 filed years ranks in the top 37% (its annual reports).

What it rests on

  • revenue against the family$61.3Mbottom 37% of its family
  • net margin-40.5%bottom 5% of its family
  • three-year revenue growth19.1%top 37% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Leadership

as filed
4.3/10

What are the people in charge doing?

bottom 43% of 25 in its family for leadership; chief executive since 2021.

weight 22% of this tense · 43rd percentile among 25 sector filers · read for its shareholders

From the record

Broadway Financial Corporation's leadership, from its insiders' filings and its current reports: the chief executive on the record is Argrett, Brian E (President/CEO, as filed), filing under that title since 2021-04-02, 5.6 years (top 48% of its family); the 15 officers and directors filing in the last fifteen months have been on the record a median of 4.5 years (bottom 15%); 5 officer or director changes were reported on Form 8-K since 2023-11-13, against the 15 people in charge now (top 37%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

What it rests on

  • officer and director changes on Form 8-K, against the people in charge5 in three years among 15 peopletop 37% of its family
  • the median years the people in charge have filed4.5 yearsbottom 15% of its family
  • the chief executive's years on the record5.6 yearstop 48% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

▶ Future

What are they set up to do next?

1.7/1025% of the headline grade · 3 of 3 filed

Room to expand

as filed
1.6/10

How much room does it have to grow?

bottom 16% of 25 in its family for room to expand.

weight 33% of this tense · 16th percentile among 25 sector filers · read for itself

From the record

Broadway Financial Corporation's room to grow, from the newest filed statements (fiscal 2025): cash of $11 million against no long-term debt tagged leaves 0.8% of its assets as net cash, bottom 27% of its family; cash from operations less capital spending is 0% of revenue (bottom 5%) (its annual report).

What it rests on

  • cash less debt against assets0.8%bottom 27% of its family
  • cash from operations less capital spending against revenue0.0%bottom 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Growth drivers

as filed
3.2/10

What could actually drive growth from here?

bottom 32% of 30 in its family for growth drivers.

weight 33% of this tense · 32nd percentile among 30 sector filers · read for its customers

From the record

Broadway Financial Corporation's growth drivers, from the filed years to fiscal 2025: revenue grew 19.1% a year over the last three filed years against 16.7% over all 10, speeding up (bottom 45% of its family); the newest year grew -4.2% (bottom 8%); capital spending grew -9% a year (bottom 43%) (its annual reports). Broadway Financial Corporation tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

What it rests on

  • three-year growth against the whole span+2.4 points a yearbottom 45% of its family
  • the newest year's revenue growth-4.2%bottom 8% of its family
  • three-year growth of capital spending-9.0%bottom 43% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

Expectations vs reality

as filed
0.4/10

Did its newest year beat what its own record pointed to?

bottom 4% of 29 in its family for expectations against reality.

weight 33% of this tense · 4th percentile among 29 sector filers · read for its shareholders

From the record

Broadway Financial Corporation's newest year against its own record: revenue of $61 million in fiscal 2025 came in 27.8% below the $85 million its prior three years' pace pointed to (bottom 5% of its family); net income of $25 million against a prior three-year average of $4 million (bottom 2%); a net margin of -40.5% against 9.1% before (bottom 5%) (its annual reports).

What it rests on

  • revenue against the prior three years' pace-27.8%bottom 5% of its family
  • net income against the prior three years' averagefive times below its prior average or morebottom 2% of its family
  • net margin against its prior average-49.6 pointsbottom 5% of its family

A production reading, recomputed from the filings on every data build, read from EDGAR Nov 13, 2026.

The grade is the company against its own industry, from its filings. It is not a view on the share price. How the grade is made

SI Assistanton BYFC · research, not advice