Chime Financial, Inc. (CHYM)
Nasdaq: CHYM · Finance Services · San Francisco, CA · filing with the SEC since 2019
Income statement, as filed
In thousands of US dollars (USD), as filed; per-share figures in US dollars; share counts. The fiscal year ends in December.| Fiscal year | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Period ending | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 |
| Report filed | Mar 6, 2026 | · | · |
| Revenue | 2,186,770 | 1,673,269 | 1,278,455 |
| Cost of revenue | 263,047 | 207,511 | 219,737 |
| Gross profit | 1,923,723 | 1,465,758 | 1,058,718 |
| Research and development | 934,925 | 309,575 | 259,001 |
| Sales and marketing | 635,384 | 519,760 | 443,806 |
| General and administrative | 512,113 | 177,229 | 154,945 |
| Total operating expenses | 2,963,702 | 1,527,957 | 1,294,503 |
| Operating income | -1,039,979 | -62,199 | -235,785 |
| Other income (expense), net | 30,874 | 39,465 | 32,817 |
| Income before income taxes | -1,009,105 | -22,734 | -202,968 |
| Income tax expense | 831 | 2,610 | 234 |
| Net income | -1,009,936 | -25,344 | -203,202 |
| Earnings per share, basic | -4.27 | -0.39 | -3.22 |
| Earnings per share, diluted | -4.27 | -0.39 | -3.22 |
| Weighted average shares, basic | 236,270,347 | 64,910,056 | 63,104,219 |
| Weighted average shares, diluted | 236,270,347 | 64,910,056 | 63,104,219 |
As filed with the SEC, each figure from the newest report that carries it, and linked to it. Nothing here is computed.A dot is a line not tagged for that period. r restated by the company in a later report; b a share figure put on the newest basis or filed in the wrong unit. Hover a figure for its filing and note.
What each line is, and the XBRL concept behind it
Revenue what customers paid for what it sold
us-gaap:RevenuesCost of revenue what it cost to make or buy what it sold
us-gaap:CostOfGoodsAndServicesSoldGross profit revenue less the cost of what it sold
us-gaap:GrossProfitResearch and development spent on inventing what it sells next
us-gaap:ResearchAndDevelopmentExpenseSales and marketing the cost of finding and serving customers
us-gaap:SellingAndMarketingExpenseGeneral and administrative the cost of running the company itself
us-gaap:GeneralAndAdministrativeExpenseTotal operating expenses the running costs together
us-gaap:OperatingExpensesOperating income profit from running the business, before interest and tax
us-gaap:OperatingIncomeLossOther income (expense), net gains and costs outside the business
us-gaap:OtherNonoperatingIncomeExpenseIncome before income taxes profit before tax
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterestIncome tax expense tax charged on the period's profit
us-gaap:IncomeTaxExpenseBenefitNet income the profit or loss that belongs to the company's shareholders
us-gaap:NetIncomeLossEarnings per share, basic net income per share outstanding
us-gaap:EarningsPerShareBasicEarnings per share, diluted net income per share, counting every share that could be issued
us-gaap:EarningsPerShareDilutedWeighted average shares, basic the average count of shares outstanding
us-gaap:WeightedAverageNumberOfSharesOutstandingBasicWeighted average shares, diluted the average count with every share that could be issued
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding