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Chime Financial, Inc. (CHYM)

Nasdaq: CHYM · Finance Services · San Francisco, CA · filing with the SEC since 2019
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Grade6.3
◀ Past 5.9● Present 6.6▶ Future 6.5
3 est.
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Patents

US patents through Dec 31, 2025 · PatentsView, from the USPTO’s Open Data Portal · read Oct 27, 2026

33 patents granted to the 2 names below, as the owner printed on each patent when it was granted. A later sale, a lapse or an expiry is not read, so this is what was granted to Chime Financial, Inc.’s names, not what it holds today.

Patents granted
33
31 utility, 2 design, 1976 to Dec 31, 2025
Granted in 2025
12
Against 16 in 2024 and 4 in 2023
Applications published
81
26 of them in 2025
Names they are printed under
2
its own name
By yearGrantedApplications published
'22'23'24'25
Each pair is one calendar year. Applications are published about eighteen months after filing, so the newest years read low.
What they are aboutgrants since 2021
Computer technology12
IT methods for management12
Digital communication6
Telecommunications1
The main technology area of each patent, in the World Intellectual Property Organization’s 35 fields.
Under which name2 counted
Chime Financial, Inc. its own name
named as the applicant on its applications, in US
0 granted
81 published
Chime Financial, Inc. its own name
US, as the owner printed on each patent
33 granted
0 published
Newest grantseach row opens the USPTO’s own copy
GrantedPatentTitleFieldOwner as printed
Dec 30, 202512,511,017Generating dynamic user specific application function setup interfacesTelecommunicationsChime Financial, Inc.
Sep 23, 202512,423,662Facilitating intelligent asset management utilizing graphical user interfaces comprising dynamic asset management user interface elementsIT methods for managementChime Financial, Inc.
Sep 23, 202512,423,320Generating and updating payload schemas for maintaining compatibility in evolving digital systemsComputer technologyChime Financial, Inc.
Sep 23, 202512,423,290Generating account configurations using configuration bundlesComputer technologyChime Financial, Inc.
Aug 26, 202512,400,231Dynamic generation of digital messages with unique links for direct to merchant paymentsIT methods for managementChime Financial, Inc.
Aug 26, 202512,400,009Assigning a limited access state to an account that retains full navigable access to a client applicationComputer technologyChime Financial, Inc.
Jul 15, 2025D1,084,028Display screen or portion thereof with a graphical user interfaceChime Financial, Inc.
Apr 1, 202512,267,460Utilizing machine learning models to generate interactive digital text threads with personalized agent escalation digital text reply optionsDigital communicationChime Financial, Inc.
Apr 1, 202512,267,283Utilizing machine learning models to generate interactive digital text threads with personalized digital text reply optionsDigital communicationChime Financial, Inc.
Mar 25, 202512,260,453Generating dynamic base limit value user interface elements determined from a base limit value modelIT methods for managementChime Financial, Inc.
Newest applications publishedan application is a clue, never a plan
PublishedApplicationTitleFieldOwner as printed
Dec 25, 20252025/0390883DYNAMIC GENERATION OF DIGITAL MESSAGES WITH UNIQUE LINKS FOR DIRECT TO MERCHANT PAYMENTSIT methods for managementChime Financial, Inc.
Dec 4, 20252025/0373430PROCESSING ACCESS REQUESTS ON A SERVICE-TO-SERVICE BASIS USING A THIRD-PARTY IDENTIFICATION TOKENDigital communicationChime Financial, Inc.
Dec 4, 20252025/0371176ASSIGNING A LIMITED ACCESS STATE TO AN ACCOUNT THAT RETAINS FULL NAVIGABLE ACCESS TO A CLIENT APPLICATIONComputer technologyChime Financial, Inc.
Oct 23, 20252025/0328667GENERATING A DATA PIPELINE IN AN INTERACTIVE PIPELINE SESSION UTILIZING A DEDICATED COMPUTING CLUSTER TO ACCESS SECURE DATADigital communicationChime Financial, Inc.
Oct 2, 20252025/0307824GENERATING AND UTILIZING MOVEMENT IDENTIFIERS TO IDENTIFY NETWORK TRANSACTIONS IN NETWORK TRANSACTIONS INITIATED AS SECURED DEPOSIT NETWORK TRANSACTION CHAINSIT methods for managementChime Financial, Inc.
Jul 10, 20252025/0225576GENERATING DYNAMIC BASE LIMIT VALUE USER INTERFACE ELEMENTS DETERMINED FROM A BASE LIMIT VALUE MODELIT methods for managementChime Financial, Inc.
Jul 3, 20252025/0220117UTILIZING MACHINE LEARNING MODELS TO GENERATE INTERACTIVE DIGITAL TEXT THREADS WITH PERSONALIZED AGENT ESCALATION DIGITAL TEXT REPLY OPTIONSDigital communicationChime Financial, Inc.
Jun 19, 20252025/0202845UTILIZING MACHINE LEARNING MODELS TO GENERATE INTERACTIVE DIGITAL TEXT THREADS WITH PERSONALIZED DIGITAL TEXT REPLY OPTIONSDigital communicationChime Financial, Inc.
Jun 19, 20252025/0200193DETECTING SYNTHETIC USER ACCOUNTS USING SYNTHETIC PATTERNS LEARNED VIA MACHINE LEARNINGComputer technologyChime Financial, Inc.
Jun 12, 20252025/0190448UTILIZING ASYNCHRONOUS DOUBLE-WRITES TO MIGRATE DATA BETWEEN DATABASESComputer technologyChime Financial, Inc.
What it applied for, 2024 to 2025: Computer technology 22 · IT methods for management 20 · Digital communication 13 · Telecommunications 1 · Control 1.

A patent is counted where the owner printed on it when it was granted carries the company’s own name, a former name, the name of a subsidiary its annual report lists, or its own name with a patent-holding phrase (Technology Licensing, Intellectual Property and the like), once the legal form, case and punctuation are set aside, and prints a country that name counts in. PatentsView’s data are published under the Creative Commons Attribution 4.0 licence. Source: PatentsView's granted patents and pre-grant publications, disambiguated, from the USPTO's Open Data Portal, through Dec 31, 2025, read Oct 27, 2026.

SI Assistanton CHYM · research, not advice