Customers Bancorp Inc (CUBI)

From the record

Customers Bancorp Inc's filings since 2017 show 3 warning events of 3 kinds: a warning not to rely on past financial statements (8-K item 4.02, the latest 2018-11-13); an auditor change (8-K item 4.01, the latest 2019-03-07); a late-report notice (Form NT 10-K or NT 10-Q, the latest 2018-11-13) (its current reports).

From the record

Customers Bancorp Inc's 10 filed years say what it did: revenue went from $323 million in fiscal 2016 to $1.4 billion in fiscal 2025, up 17.3% a year; it rose in 8 of 9 years; the deepest fall was 3% from fiscal 2023 to fiscal 2024; net income was positive in 10 of 10 of those years (its annual reports).

From the record

Over the 3 fiscal years to 2025-12-31, Customers Bancorp Inc's diluted share count shrank about 0.1% a year, and dividends and buybacks returned about 8% of its operating cash flow over 3 years (its filed statements). Its officers and directors filed 21 sales and 1 purchase of their own stock on the open market in the year to 2026-11-04, buying about $73 thousand (their Form 4 filings).

From the record

Return on equity: in the fiscal year ended 2025-12-31, Customers Bancorp Inc earned about 11 cents of profit for every dollar of shareholders' money. Leverage: it owed about 92 cents per dollar of assets, and net share issuance: its share count grew 2.2% over the year (the filed statements).

From the record

Customers Bancorp Inc's standing among 155 graded names in its industry family: revenue of $1.4 billion in fiscal 2025 ranks in the top 15% by size; a net margin of 16.5% ranks in the bottom 24%; revenue growth of 15.4% a year over the last 3 filed years ranks in the bottom 35% (its annual reports).

From the record

Customers Bancorp Inc's leadership, from its insiders' filings and its current reports: the chief executive on the record is Sidhu, Samvir S. (CEO, as filed), filing under that title since 2026-01-07, 10 months (bottom 8% of its family); the 20 officers and directors filing in the last fifteen months have been on the record a median of 4.7 years (bottom 13%); 17 officer or director changes were reported on Form 8-K since 2023-11-13, against the 20 people in charge now (bottom 3%; fewer changes for each person reads higher) (the Form 4 record, its Form 8-K reports). Years count from a person's first filing in the SEC's data sets, which begin in 2006, so each is a floor.

From the record

Customers Bancorp Inc's room to grow, from the newest filed statements (fiscal 2025): cash of $4.4 billion against no long-term debt tagged leaves 17.7% of its assets as net cash, top 1% of its family; cash from operations less capital spending is 35.4% of revenue (top 15%) (its annual report).

From the record

Customers Bancorp Inc's growth drivers, from the filed years to fiscal 2025: revenue grew 15.4% a year over the last three filed years against 17.3% over all 10, slowing (bottom 17% of its family); the newest year grew 2.4% (bottom 36%); capital spending grew 50.3% a year (top 17%) (its annual reports). Customers Bancorp Inc tags no split of its revenue by line in the annual report on file, so growth by line cannot be read here; research and capital spending are on the trend.

From the record

Customers Bancorp Inc's newest year against its own record: revenue of $1.4 billion in fiscal 2025 came in 16.4% below the $1.6 billion its prior three years' pace pointed to (bottom 48% of its family); net income of $224 million against a prior three-year average of $220 million (bottom 29%); a net margin of 16.5% against 19.2% before (top 46%) (its annual reports).